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Chartway Credit Union · 19 hours ago

Mortgage Loan Officer

Salt Lake City, UT

Full-time

Onsite

Entry, Mid Level

2+ years exp

Chartway Credit Union is committed to fostering a diverse and inclusive workplace. The Mortgage Loan Officer is responsible for originating mortgage loans and ensuring member satisfaction through effective communication and cross-selling of products.

BankingFinanceFinancial ServicesOnline Portals

Hiring Manager

Lisa Deubler, CCUFC

Responsibilities

To pre-qualify members or potential members, choose appropriate loan plan options, interview the member to complete application, gather necessary documents, assemble loan file, issue preliminary disclosures with related fees and prepare loan application for processing

To advise members of steps and normal timeframes in loan process, including but not limited to setting expectations for time critical events, rates, fees, APR and other important elements of financing

To cross sell additional credit union products and services that complement and enhance the member’s financial well-being

Must successfully participate and pass all Continuing Education work as requested by Chartway and /or required by Regulatory agencies

Qualification

Mortgage lending experienceReal Estate industry knowledgeSales skillsLoan Estimate knowledgeClosing Disclosure knowledgePublic relations skillsCoaching skillsCommunication skillsOrganizational skills

Required

Solid understanding of the Real Estate industry, home purchase market and life cycle

Ability to coach and counsel members in the nuances of home purchase and refinance loans

Knowledgeable of mortgage program guidelines for credit union approved mortgage loan products

Strong understanding of Loan Estimate and Closing Disclosure requirement as outlined in TRID, interest rates and APR

Ability to comply with federal, state and local laws as well as credit union policy related to Fair Credit, Equal Housing Opportunity, Truth in Lending and the Home Mortgage Disclosure Act throughout the mortgage application process

Must have excellent sales skills with the ability to match member needs with credit union products

Ability to effectively position benefits for member to seek 1st mortgage financing with Chartway

Ability to coach and train team members to generate mortgage referrals

Ability to organize, plan and develop, and deliver home buying seminars to both Realtors and Members

Ability to build a network of mortgage referral sources within the community

Excellent communication and public relations skills to build relationships with internal and external contacts

Education: Associates degree or equivalent experience

Experience: Minimum of 2-3 years of 1st mortgage lending sales experience including both purchase and refinance loans

Benefits

Competitive salary

Comprehensive benefits package

Company

Chartway Credit Union

Guided by our Purpose and Values, we're honored to serve more than 230,000 members through our branch network and a full line of traditional and digital financial products and services, including Online, Mobile, Video, and Telephone Banking.

Founded in 1959

Virginia Beach, Virginia, USA

501-1000 employees