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FNBO · 3 months ago

Mortgage Loan Originator, Community Lender - Broomfield/Brighton

Broomfield, CO

Full-time

Onsite

Entry, Mid Level

$62K/yr - $102K/yr

1+ years exp

FNBO is committed to the success of its employees and is seeking a Community Mortgage Lender to help customers achieve homeownership. The role involves originating and closing mortgage loans while serving low to moderate income communities and establishing partnerships with local organizations.

AccountingBankingFinanceFinancial ServicesMortgage

No H1B

Responsibilities

Represent both yourself and FNBO with the highest level of professionalism, integrity, and respectfulness in your community

Provide expert advice and guidance on mortgage loans with best interests of the customer always in mind

Originate and close mortgage loans while ensuring compliance and meeting file accountability guidelines

Give an excellent customer experience by setting proper expectations and making sure we deliver on our promise throughout the process

Meet and/or exceed defined monthly sales goals and contribute to our overall divisional goals for lending in MMCT’s, LMI Tracts, LMI borrowers, and CRA service hours

Create and execute on a personal business plan which gives detail to your lead generating business activities. Your plan should align with the overall FNBO Mortgage Division plan

Establish strong relationships and partnerships with various community partners to include chambers of commerce, professional, business networking, non-profits, and industry groups

Maintain and grow a comprehensive knowledge of mortgage products and services and specifically those that benefit and serve low to moderate income borrowers and minority communities

Work in a collaborative manner with internal mortgage partners to ensure customer files are processed in an efficient and timely fashion

Establish strong connections with community partners to source new customers and create opportunities for financial education and homeownership workshops

Participate in community events and outreach to promote FNBO products and services and contribute time to community activities focused on financial literacy and access to homeownership resulting in new business leads from LMIs and MMCTs

Qualification

Mortgage loan originationCommunity outreachSpanish proficiencyCustomer service skillsCRAMicrosoft WordExcelFinancial educationCommunity involvementCommunicationRelationship building

Required

Proficiency in English and Spanish

Established in the community with connections in 'assigned geographic area'. Experienced in community outreach, building relationships, and developing outside referral partnerships

Ability to travel between FNBO locations and community partners

High School Diploma or equivalent

Ability to provide advice and guidance to customers on best product

Excellent verbal and written communication skills

Demonstrated customer service skills

Working knowledge and understanding of CRA, community development, Fair Lending, and terms such as MMCT and LMI Tracts, LMI borrowers

Working knowledge of Microsoft Word and Excel applications

This position requires S.A.F.E. Act registration with the Nationwide Mortgage Licensing System (NMLS). Qualification requirements include meeting applicable financial responsibility, character, credit fitness and criminal background standards. Successful candidates must meet ongoing regulatory requirements including acceptable background investigation and credit report results