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Centennial Bank · 2 months ago

CRA Analyst II

Florida, United States

Full-time

Onsite

Mid, Senior Level

4+ years exp

Centennial Bank is seeking a CRA Analyst II to support the CRA team in meeting regulatory requirements under the Community Reinvestment Act. The role involves ensuring compliance with laws and regulations, collaborating with various lines of business, and enhancing community engagement through strategic CRA initiatives.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Drive CRA program success by applying independent judgment to review, qualify, and document activities across volunteer services, donations, FHLB programs, as well as financial literacy initiatives; ensuring timely, compliant completion of low-risk deliverables and generating actionable reports for management and the CRA Committee to support strategic decisions and enhance community impact

Ensure timely, compliant completion of low-risk CRA deliverables while generating actionable reports that support strategic decision-making by management and the CRA Committee, contributing to enhanced community engagement and overall program effectiveness

Work with Stakeholders / Lines of Business to identify CRA related opportunities related to services, donations, and ancillary CRA programs

Conduct data integrity reviews of CRA Community Development activities such as donations, services, financial literacy, and FHLB programs submitted by employees across relevant lines of business, validating accuracy using Kadince, internal reporting systems, and FHLB program data to ensure documentation and work programs meet compliance standards, and provide recommendations to enhance data quality as well as program effectiveness

Facilitate monthly CRA Liaison program meetings documenting activities, minutes, and training, to collaborate and consult with stakeholders to provide feedback to ensure alignment with CRA

Support the implementation of new, or modified CRA Program-related regulations ensuring proper Compliance to CRA regulatory requirements and determine impacted business units

Collaborate with the Mortgage Group and CRA Officer to maintain and submit documentation for FHLB Programs including Special Needs Assistance Program (SNAP), Homebuyer Equity Leverage Partnership (HELP), Affordable Housing Program (AHP), Partnership Grant Program (PGP), and Disaster Programs

Develop and conduct small group training, to provide guidance to educated bank employees on requirements for CRA qualified donations and services, including ancillary CRA related programs

Prepare gap analysis for Services and Donations, in relation to community needs

Oversee the accurate and timely preparation of the Banks CRA Public File

Maintain compliance with all applicable laws and regulations while keeping abreast of new changes in regulations affecting responsibilities

The ability to work in a constant state of alertness and in a safe manner

Completes required BSA/AML training and other compliance training as assigned

Perform any other related duties as required or assigned

Qualification

CRA complianceData integrity reviewFinancial literacy initiativesWord processingSpreadsheet proficiencyPresentation skillsMathematical skillsTraining developmentReport writingSQL experiencePowerBi experienceCritical thinkingCommunication skillsTeam collaborationProblem-solving

Required

Broad knowledge of such fields as accounting, marketing, business administration, finance, etc

Equivalent to a four year college degree, plus 4 years of related experience and/or training, and 12 - 18 months related management experience

Ability to effectively communicate information and respond to questions in person-to-person and small group situations with customers, clients, general public and other employees of the organization

Ability to read, analyze, and understand general business/company related articles and professional journals

Ability to speak effectively before groups of customers or employees

Ability to write reports, business correspondence, and policy/procedure manuals

Ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public

Ability to read, analyze, and understand common scientific and technical journals, financial reports, and legal documents

Ability to respond to complex or difficult inquiries or complaints from customers, regulatory agencies, or members of the business community

Ability to write speeches and articles for publication that conform to prescribed style and format

Ability to effectively present information to top management, public groups, and/or boards of directors

Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane, algebra, solid geometry and trigonometry

Ability to define problems, collect data, establish facts, and draw valid conclusions

Ability to interpret an extensive variety of technical instructions in mathematical or diagram form and deal with several abstract and concrete variables

Basic: 10-Key, Accounting, Alphanumeric Data Entry, Payroll Systems

Intermediate: Presentation/PowerPoint, Spreadsheet, Word Processing/Typing

Strong proficiency in Word and Excel

Preferred

Database, SQL or PowerBi experience

Company

Centennial Bank

Centennial Bank offers businesses, investors, and municipalities a wide range of commercial, retail banking, and related financial services.

Founded in 1999

Conway, Arkansas, USA

1001-5000 employees

https://www.my100bank.com/

H1B Sponsorship

Centennial Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2025 (1)

2021 (1)