Centennial Bank · 2 months ago
Credit Analyst III
Arkansas, United States
Full-time
Onsite
Senior Level
5+ years expCentennial Bank is a financial institution seeking a Credit Analyst III to analyze credit data and assess risk associated with lending. The role involves managing loan analysis, creating financial spreadsheets, and providing recommendations to lenders, while also supervising junior analysts.
BankingFinanceFinancial Services
Responsibilities
Generate spreadsheets within the bank lending operating system (nCino) using financial statements presented by commercial lenders to find and review trends. This duty is performed daily, about 25% of the time
Manage a schedule of which spreadsheets are prepared and returned to loan officers within a time period agreed upon in advance with each lender. This duty is performed daily, about 25% of the time
Create spreadsheets designed to quantify borrower’s personal, global, and real estate cash flows on an accurate and timely basis. This duty is performed daily, about 25% of the time
Create narrative analysis of findings and recommendations for lenders. This duty is performed as needed, about 5% of the time
Facilitate and attend loan committee meetings when directed by management. This duty is performed as needed, about 5% of the time
Review outgoing analysis prepared by the Credit Analyst I and Credit Analyst II positions. This duty is performed weekly, about 15% of the time
Complete required BSA/AML training and other compliance training as assigned. This duty is performed quarterly
The ability to work in a constant state of alertness and in a safe manner. This duty is performed daily
Perform any other related duties as required or assigned
Qualification
Required
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc
Equivalent to a four year college degree, plus 5 years related experience and/or training, and 4 years related management experience, or equivalent combination of education and experience
Ability to read, analyze, and understand common scientific and technical journals, financial reports, and legal documents
Ability to respond to complex or difficult inquiries or complaints from customers, regulatory agencies, or members of the business community
Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume
Ability to apply concepts such as fractions, ratios, and proportions to practical situations
Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists
Ability to interpret a variety of instructions furnished in written, oral, or diagram formats
Advanced: 10-Key, Accounting, Spreadsheet, Word Processing/Typing
Intermediate: Alphanumeric Data Entry
Basic: Presentation/PowerPoint
Five (5) or more years of related experience and/or training
Four (4) years related management experience with managing projects, systems and/or people
Analytically minded and possess good judgment
Ability to mentor others
Proficient in Microsoft Word and Excel
Company
Centennial Bank
Centennial Bank offers businesses, investors, and municipalities a wide range of commercial, retail banking, and related financial services.
1001-5000 employees
H1B Sponsorship
Centennial Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1)
2021 (1)
Funding
Current Stage
Late StageLeadership Team
Arlene Lovelace
SVP, Chief Human Resources Officer
Brandon Cass
SVP, Chief Information Security Officer
Recent News
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