Carver Federal Savings Bank · 1 month ago
Commercial Lending, VP
New York, NY
Full-time
Hybrid
Mid, Senior Level
$100K/yr - $160K/yr
7+ years expCarver Federal Savings Bank is a federally chartered institution that focuses on serving middle income and underserved communities in New York City. The VP - Commercial Lender is responsible for business development and retention of commercial client relationships, soliciting new business through established networks and managing existing portfolios.
BankingFinanceFinancial ServicesVenture CapitalWealth Management
Responsibilities
Provide relationship management support to high deposit clients
Present financial solutions such as cash management to clients
Business development of new commercial client relationships
Source commercial loans ranging from $500M to $5MM for Businesses and Non-Profits who have borrowing needs. Includes prospects and existing clients
Complete pre-analysis of credit requests to insure appropriate structure and to compose comprehensive loan application package for Underwriting
Collaborate with other Carver businesses to ensure ongoing and appropriate communication to support overall client and franchise objectives
Ensure that the organization's activities are carried out in accordance with all regulatory, legal, and governmental regulations
Ensure accurate, complete, and timely preparation of reports and statistics for Senior Management
Responsible for the total relationship with all business clients (including non-borrowing commercial clients)
Participate in civic, government, professional, business, and community affairs, associations, and groups to solicit new business
Interpret and ensure communications of the Bank's policies, programs, and objectives
Assist with supporting preparation of Annual Client reviews as required, in conjunction with Portfolio Management
Work with branches and other internal referral sources to generate pipeline
Annual goals will be established for lending and new deposit production
Qualification
Required
Experience covering clients in the NY tri-state area with revenues of $1MM-50MM is required
At least 7-10 years' experience in a small business lending and community banking environment
Formal commercial credit training, with expertise in C&I and CRE products and uses
A degree in Business, Accounting, Finance, or related field required
Must have prior experience managing, maintaining and growing portfolios in a bank or related setting
In-depth knowledge of all aspects of small business banking and an ability to learn new products and services quickly
Ability and knowledge to offer sophisticated financial solutions and services while emphasizing the local feel of a community bank
Proven ability to profile client needs; make appropriate inquiries; and understand client credit needs
Knowledge of loan closing documents
Knowledge of banking operations, systems, compliance, and regulatory issues
Excellent written, verbal and presentation skills
Preferred
Successful completion of a formal Bank Credit Training program preferred
SBA 7A and 504 experience desirable
Company
Carver Federal Savings Bank
Carver Federal Savings Bank providing and building wealth for its customers and to creating sustainable communities.
51-200 employees
Funding
Current Stage
Public CompanyTotal Funding
$88.48MKey Investors
NY Green BankCommunity Development Financial Institutions Fund
2024-05-28Post Ipo Debt· $25M
2023-04-10Grant· $2.48M
2021-03-03Post Ipo Equity· $6M
Leadership Team
Deborah Wright
CEO, President & COO
Recent News
2025-12-08
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