National Life Group · 17 hours ago
Residential Whole Loan - Analyst/Associate
Montpelier, VT
Full-time
Hybrid
Mid, Senior Level
$114K/yr - $168K/yr
5+ years expNational Life Group is one of America’s fastest-growing insurance companies, committed to providing stability and peace of mind to families. The Residential Whole Loan - Analyst/Associate will support the execution of the residential mortgage investment strategy, focusing on market analysis, loan stratification, and portfolio monitoring.
Health CareInsuranceLife Insurance
No H1B
Responsibilities
Support the residential mortgage team on transactions and asset management of the residential mortgage investment portfolio
Perform deep sector specific research and analysis, identify relative value and potential trade opportunities, and communicate ideas across the team
Keep portfolio managers updated on key developments in mortgage related sectors, and contribute to the team’s strategic outlook in both whole loan and securitized markets
Help negotiate and manage flow and bulk contracts
Collaborate with trade support, accounting, and technology departments along with vendor partners on settlement tie-out and trade management
Clear collateral exceptions with document custodian to make sure all collateral documents are received within the trailing document period
Track and manage collateral and credit file requirements
Manage the Know Your Counterparty process for vendors and trade partners
Complete diligence scope and diligence findings on each transaction based on feedback from investment committee
Ensure trade stipulations complied with by Seller as per contracts (purchase agreement and trade confirm)
Build, develop, and enhance analytical systems supporting the Residential Mortgage Investment team
Compile and manage the residential mortgage monthly reporting (portfolio analysis, trade activity, performance attribution, asset exposure)
Qualification
Required
Undergraduate degree (preferably in accounting, finance, economics, math, or engineering)
5+ years experience within the residential mortgage space
Knowledge of mortgage structured finance including Agency / Non-Agency MBS and Credit Risk Transfer (CRT) markets, with the skills to run various sensitivity and scenario analysis using prepayment models
Familiarity with loan-level due diligence, collateral, and contract finance for residential mortgage loans
Strong quantitative skills, with proficiency in Excel, Powerpoint, and customer relationship management software
Drawn to incorporating technology and best-practices to transaction management policies and procedures
Ability to wear many hats and ensure that the business is being executed with zero-defect or exceptions and with strong work ethic
First-principles mindset and ability to think critically and challenge status quo
Solid interpersonal skills and ability to connect to form meaningful working partnerships
Experience driving projects to completion
Ability and desire to work in a dynamic and demanding environment
Preferred
Knowledge of mortgage modeling systems (Intex, Yieldbook) and programming (Python, SQL) considered a strong plus
Benefits
401(k) eligibility
Various paid time off benefits, such as vacation, sick time, and parental leave
Medical, financial, and/or other benefits
National Life’s discretionary annual incentive programs
Company
National Life Group
National Life Group offers life insurance, and annuity products to help individuals, families and businesses pursue financial needs.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
M
Mehran Assadi
Chairman, CEO & President
Recent News
2025-11-26
2025-11-08
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