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Centier Bank · 2 months ago

Credit Analyst Intern

Merrillville, IN

Internship

Onsite

Intern

$19/hr - $19/hr

Centier Bank is an award-winning institution that values diversity and exceptional service. The Credit Analyst Intern will support experienced underwriters in the credit department by collecting and analyzing financial information about borrowers and assisting in report writing and administrative tasks.

BankingFinanceFinancial ServicesInsurance

Growth Opportunities

Responsibilities

Analyst should display independent thought to present data, conclusions and recommendations taking into account the boundaries of regulations, policies, and guidelines

Collecting and analyzing financial information about borrowers regarding income, assets, and debts to determine the level of credit that is appropriate for simple commercial loan relationships

Interact with internal and external customers to deliver reports and other information promptly

Being a problem solver for the team as miscellaneous projects are assigned or procedures are changed and new procedures are created

Thinking independently to present data, conclusions and recommendations when there may not be a predefined policy or procedure

Identify potential risks or insufficient controls in procedures and reports. Take ownership for accuracy and readability of reports

Identify warning signs in reports and potential mitigating factors

Miscellaneous report writing and administrative tasks including:

Reviewing credit risks in customer requests for and Automatic Clearing House limits

Spreading customer financial statements

Deliver and interpret personal and business credit bureau reports and legal filing searches

Completing collateral and/or financial worksheets for periodic covenant testing and borrowing base monitoring

Qualification

Financial analysisAccounting principlesMicrosoft OfficeQuantitative analysisTime managementAttention to detailOrganizational skillsCritical thinking

Required

Working towards a Bachelor's Degree with significant accomplishment in finance and accounting

Adept at time management to meet strict deadlines and respond to high urgency requests from Management and/or Loan Officers

Ability to think critically and express conclusions in writing and verbally

Aptitude for quantitative analysis working with numerous variables, spreadsheets with large amounts of data, identifying/summarizing patterns and trends

Must be a quick study for new tasks, procedures, software/technology as well as conceptual philosophy behind a diverse set of tasks related to risk management of commercial loans

Strong organizational skill sets

Strong attention to detail

Working knowledge of Microsoft Office and financial worksheets/spreads