TIB, N.A. · 2 months ago
Senior Credit Risk Specialist (part-time)
TIB Consulting Solutions has provided sophisticated, independent credit risk services to community banks across the nation for more than 35 years. They are hiring for a part-time, remote Senior Credit Risk Specialist that works with financial institution clients to perform loan reviews, due diligence, and other credit risk consulting services.
BankingCommercial LendingFinancial Services
Responsibilities
Provides sophisticated credit risk consulting for local and regional loan review clients, including loan review, pre-acquisition due diligence, and loan loss reserve methodology assessment
Daily client service to include commercial loan review and credit risk analysis at borrower and portfolio level
Loan loss reserve analysis
Reporting and Management Information Systems (MIS) assessment
Leads discussions with client Bank executives
Presents conclusions and findings in detailed, concise reports and provides well-defined solution or recommendations for noted risk rating changes and credit management deficiencies
Presents information regarding exceptions to bank policies or consistent deviation from industry standards
Supports renewal of local client engagements by fostering positive relationships with clients through direct calls, advertising, etc. and prepares proposals and contracts for recurring clients
Continually stays abreast of the current credit environment and specific industry concerns and requirements through continued education, research and interaction with peers
Qualification
Required
Bachelor's degree, preferably in Finance or Accounting
Expert knowledge of commercial credit concepts and requirements for security attachment, perfection and valuation
Expert knowledge of commercial loan underwriting and risk rating systems
Fundamental knowledge of loan loss accounting requirements
Fundamental knowledge of real property appraisal requirements
Ability to manage and prioritize multiple projects and deadlines
Excellent PC skills, including Microsoft office products, including Excel
Individual should possess good interpersonal skills and be able to work within and foster a team environment
Ability to communicate effectively, both verbally and in writing, and across all levels
Exceptional individual productivity achievement expected
Preferred
8-10 years of credit management, loan review, or examination experience
Company
TIB, N.A.
TIB, N.A is a bank that provides stock trading and consultancy, credit and debit cards, commercial lending, and checking and wire transfers.