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National Life Group · 2 weeks ago

Underwriter

Addison, TX

Contract

Onsite

Entry, Mid Level

$68K/yr - $99K/yr

2+ years exp

National Life Group is one of America’s fastest-growing insurance companies, aiming to provide families with stability. They are seeking experienced Underwriters to conduct risk assessments and evaluations of life applications, ensuring compliance with underwriting policies and regulations.

Health CareInsuranceLife Insurance

No H1B

Responsibilities

Conducts risk assessments, following NLG Underwriting guidelines and philosophies, by analyzing data, using tools (e.g. medical history, prescription databases, borrowing history, credit rating etc.), and third-party information

Reviews files to assess risk and regulatory compliance (e.g. IGO, NIGO, etc.) on potential clients by analyzing health-related data, assessing financial status of clients, and makes final risk decisions on policies to protect NLG bottom line and maintain profitability by avoiding fines and putting good risk on the books

Proactively seeks information (e.g. processes, philosophies, etc.) as well as formal and informal educational opportunities (e.g. medical and mentoring discussions, etc.) to build the foundations of a solid Underwriting career and continuously expand knowledge, skills, and abilities

Communicates (verbal and written) with internal and external constituents to gather information around new cases, gain insights, and explain decisioning while building relationships with customers / agents and demonstrating seamless service excellence

Effectively communicates in a way that helps customers understand NLG policies and processes for decision making that instills confidence in our practices

Builds relationships with others in the organization (e.g. Agency leaders, agents, distribution leaders, client partners, key accounts, etc.)

Guides and educates team members on to improving quality, capabilities, efficiencies, and output

Identifies and facilitates implementation of cross-functional process improvement opportunities

Participates in interdepartmental presentations, helps with new hire training in various subjects

Identifies, communicates, and resolves escalations while keeping key stakeholders informed; seeks assistance from manager/mentor for resolution

Reviews escalation requests with urgency and may consult on these with a mentor or leader

Qualification

Life Underwriting experienceRisk assessmentData analysisRegulatory complianceProcess improvementTechnical expertiseCommunication skillsTeam collaboration

Required

Bachelor's degree preferred

Minimum 2 years Life Underwriting experience in production-oriented environment required

Must be able to pass a background check

Benefits

Your benefits start day one and are flexible and customizable to your and your family’s specific needs.

Medical, financial, and/or other benefits (including 401(k) eligibility and various paid time off benefits, such as vacation, sick time, and parental leave)

Participate in National Life’s discretionary annual incentive programs