Upstart · 2 weeks ago
Senior Software Engineer, Distribution Platform
United States
Full-time
Remote
Senior Level
$164K/yr - $226K/yr
7+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. As a Senior Software Engineer on the Distribution Platform team, you will design and build systems that connect marketing efforts to users, driving development of scalable platform capabilities for digital ads, direct mail, and partner integrations.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Lead the design and development of scalable systems that deliver marketing content across key outbound channels
Partner with machine learning, analytics, and marketing stakeholders to optimize targeting and improve customer engagement
Own projects from ideation to launch guiding architecture, implementation, and operational readiness
Drive platform reliability and evolve internal tools that enable experimentation, automation, and performance insights
Mentor junior engineers and contribute to growing a culture of technical excellence and cross-functional collaboration
Qualification
Required
7+ years of professional software development experience
Strong proficiency in one or more programming languages such as Ruby, Java, Kotlin, Python, or Javascript
Experience building scalable APIs and microservices in a cloud-based environment (e.g., AWS, GCP)
Proven ability to lead projects involving multiple engineers or stakeholders overextended timelines
Excellent written and verbal communication skills with the ability to work in a distributed team
Preferred
Experience building systems that integrate with 3rd parties or manage large scale data flows
Experience with SQL, data warehouses, or other database technologies
Professional experience with digital advertising platforms like Google Ads or Meta Ads
Professional experience working with Ruby on Rails and/or Kotlin
Experience or interest in working with React, typescript, or front end technologies
Experience working with marketing technology or growth engineering
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
The Motley Fool
2026-01-03
The Motley Fool
2026-01-01
2025-12-17
Company data provided by crunchbase