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LendingClub · 3 days ago

Sr FCC Investigations Analyst

New York, NY

Full-time

Hybrid

Mid, Senior Level

$66K/yr - $103K/yr

2+ years exp

LendingClub Corporation is the leading digital marketplace bank in the U.S., dedicated to helping members secure loans to achieve their financial goals. The Sr FCC Investigations Analyst will support the Bank’s AML Program by performing investigations, analyzing transaction monitoring alerts, and ensuring compliance with regulatory requirements.

Consumer LendingCreditFinanceFinancial ServicesFinTechLendingPeer to PeerPersonal Finance

Responsibilities

Perform first and second level review, analysis, and dispositioning of alerts and cases resulting from the automated transaction monitoring system, internally escalated referrals, law enforcement requests (e.g., 314(a) and subpoenas), adverse media, and 314(b)

Produce complete and well-reasoned investigations that incorporate evidence from the Bank’s internal systems, the internet, and commercial databases

Assess and analyze research results and conduct data analysis applying background knowledge and experience

Draft and submit regulatory filings, including suspicious activity reports, currency transaction reports and continuing activity reports

Review and disposition sanctions/non-sanctions alerts

Identify trends/patterns, considering product and process impacts and report to Manager/Sr. Manager, FIU

Determine investigative and data analytics approach, apply sound decision-making and discretion in making independent decisions that mitigate potential money laundering, fraud, and/or terrorist financing risk at each decision point throughout the investigation

Conduct enhanced due diligence investigations of high-risk customers to identify activity that may not align with the customer due diligence profile

Collaborate on ad-hoc projects or special assignments as determined by business needs

Maintain current understanding of money laundering and terrorist financing issues, including policies and procedures, regulations, industry best practices/standards, money laundering/terrorist financing typologies and developing trends

Perform all assigned duties in full compliance with regulatory requirements, risk management framework, and in accordance with internal policies and procedures

Qualification

AML complianceInvestigative techniquesRegulatory filingsCAMS certificationSQLAnalytical skillsResearch skillsMulti-taskingCommunication skillsDecision making

Required

2+ years in an AML, fraud, or financial crimes compliance role within a financial institution or financial services firm

Bachelor's degree in a related field; or equivalent work experience

Demonstrated knowledge of investigative techniques and best practices

Proficient knowledge of laws applicable to money laundering, including BSA, the USA PATRIOT Act, Financial Crimes Enforcement Network (FinCEN) requirements, SAR requirements, and OFAC regulations

Ability to make decisions independently using sound judgment and work well under pressure

Curiosity and drive to identify root causes; an investigative mindset that is supported by excellent research skills

Excellent writing, analytical, decision making/problem solving and communication skills

Ability to multi-task, remain organized and complete assignments in a timely fashion

Prior experience preparing Suspicious Activity Reports and Enhanced Due Diligence Reviews required

Preferred

CAMS or other AML certification preferred

Experience with SQL and AI fundamentals preferred

Benefits

Medical, dental and vision plans for employees and their families

401(k) match

Health and wellness programs

Flexible time off policies for salaried employees

Up to 16 weeks paid parental leave

Company

LendingClub

Glassdoor3.3

Since our founding in 2007, we have transformed the banking industry by bringing a traditional credit product - the installment loan - online and we’ve been on the fast track ever since.

Founded in 2007

San Francisco, California, USA

1001-5000 employees