Cardiff · 2 months ago
Financial Data Integration Engineer
Cardiff is a mission-driven alternative lender based in San Diego, California, focused on providing rapid approvals and same-day financing for small businesses. They are seeking a Financial Data Integration Engineer to design, implement, and maintain secure integrations between financial data providers and their internal systems, ensuring compliance and efficiency in data handling.
BankingFinancial Services
Responsibilities
Develop and maintain data integration pipelines for financial and credit data (e.g., Experian, Plaid, bank transaction data providers)
Perform data modeling and schema mapping, aligning disparate data formats and ensuring semantic consistency across sources
Build and maintain FastAPI-based microservices to expose and consume financial data securely
Implement ETL processes and automated data validation routines
Ensure integrations meet security, privacy, and regulatory compliance requirements, including adherence to provider API specs (e.g., bank transaction data security protocols)
Collaborate with domain experts and analysts to design robust, scalable data models
Write and maintain unit/integration tests and documentation for all integration components
Qualification
Required
5+ years of professional Python experience, including use of modern frameworks such as FastAPI or Flask
Demonstrated expertise in data modeling, schema alignment, and transformation logic
Experience integrating with financial APIs, including credit bureaus, banks, or payment processors
Strong understanding of API authentication, encryption, and regulatory compliance (e.g., SOC2, PCI DSS, GLBA)
Proficiency with SQL and data manipulation libraries (e.g., Pandas, SQLAlchemy)
Comfortable working independently as a contractor/consultant in a fast-paced environment
Strong written and verbal communication skills
Preferred
Prior work with credit decisioning, loan underwriting, or financial risk data
Familiarity with AWS or other cloud environments
Experience with CI/CD pipelines and secure API deployment
Exposure to data cataloging and metadata management tools
Company
Cardiff
Cardiff is small business lender intent on transforming the digital lending vertical for the 21st century.
H1B Sponsorship
Cardiff has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2024 (3)
2023 (1)
Funding
Current Stage
Growth StageTotal Funding
$5.67M2025-11-19Debt Financing
2024-11-27Debt Financing· $5.67M
Recent News
Business Wire
2025-12-24
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