Capital One · 2 months ago
Credit Review Manager
Plano, TX
Full-time
Onsite
Mid, Senior Level
$144K/yr - $164K/yr
5+ years expCapital One is a leading financial services company, and they are seeking a Consumer Credit Review Manager. This role is responsible for executing independent, risk-based assurance reviews within Capital One’s Consumer credit portfolios, contributing to the annual Credit Review operating plan, and collaborating with management to oversee consumer credit risk across lending products.
Financial Services
No H1B
Responsibilities
Responsible for working closely with management to execute analytical initiatives in support of the oversight of consumer credit risk across Capital One’s lending products within the overall Corporate Risk Management framework and system
Provides thought leadership & strategic thinking to translate business problems into analytical framework(s) and independently recommend actions and provide business insights
Collaborates with cross-functional partners to understand their business processes, formulates and completes end-to-end analysis as part of consumer credit risk oversight review that includes data gathering, analysis, and presentations
Facilitate implementation of work products and ensure accuracy
Establishes and maintains effective credit performance tracking; identifies improvement opportunities, form hypotheses, propose, design and implement analytics to provide consumer credit risk assurance
Delivers effective presentations of findings and recommendations to multiple levels of leadership, creating visual displays of quantitative information
Conducting risk-based reviews covering consumer line(s) of businesses
Identifying credit process weaknesses
Identifying emerging trends and issues
Perform independent data analysis to support or identify gaps in credit policies and risk identification
Tracking of identified issues to resolution
Communicating Credit Review assurance results with exceptional verbal and written communication skills, demonstrating strong clear thinking and succinct delivery of message
Reporting results and issues verbally and in writing to executive management and internal credit and risk senior executives
Building and maintaining high trust relationships with credit risk executives, associates, and regulators
Acting as an approachable advisor to business partners by developing continuous and effective communication channels for all stakeholders
Provide business leadership and partnering skills to help drive the organization towards critical decisions and deliverable results
Qualification
Required
Bachelor's degree or military experience
At least 5 years of professional business and data analysis experience
At least 2 years of experience in consumer lending (credit card and auto loans) credit risk policy, risk analytics or strategy development
At least 2 years of experience influencing senior level executives or regulators
Preferred
Master's Degree
Consumer credit training from a large national or regional bank or equivalent training in a regulatory office (Office of the Comptroller of the Currency (OCC), Federal Reserve)
Credit risk modeling, audit or assurance experience
Benefits
Performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI)
Comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being
Company
Capital One
Capital One is a financial services company that provides banking, credit card, auto loan, savings, and commercial banking services.
10001+ employees
Funding
Current Stage
Public CompanyTotal Funding
$5.45BKey Investors
Berkshire Hathaway
2025-09-11Post Ipo Debt· $2.75B
2025-01-30Post Ipo Debt· $1.75B
2023-05-15Post Ipo Equity· $954M
Leadership Team
Daniel Arellano
Senior Vice President, Business Cards and Payments
Justin Burch
Senior Vice President
Recent News
2026-01-25
2026-01-25
2026-01-25
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