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DFCU Financial · 4 months ago

VP, Commercial Loan Officer - Grand Rapids area

Grand Rapids Metropolitan Area, MI, USA

Full-time

Hybrid

Mid, Senior Level

7+ years exp

DFCU Financial is one of the largest and best managed credit unions in the country, and they are seeking a VP, Commercial Loan Officer to drive business development and build lasting client relationships in the Grand Rapids, MI market. The role involves identifying new business banking relationships, managing a portfolio of commercial clients, and ensuring compliance with internal policies and regulatory requirements.

BankingCrowdfundingFinancial ServicesVenture Capital

Responsibilities

Proactively identify and develop new business banking relationships with a focus on deposit and lending growth

Grow and manage a portfolio of commercial clients, delivering tailored financial guidance and creative lending solutions that meet their evolving needs

Connect clients with a full suite of business banking services including lending, deposits, Treasury Management, and SBA programs to help their businesses thrive

Build strong partnerships with business owners, centers of influence, and professional networks to generate referrals and drive meaningful growth

Represent DFCU in the community and make a real and lasting impact by helping local businesses succeed

Analyze and underwrite credit requests in accordance with DFCU’s policies and risk appetite, structuring thoughtful and strategic solutions

Monitor loan covenants, past due accounts, and renewal timelines to ensure portfolio health and risk mitigation

Collaborate closely with internal partners—including Business Banking Assistants and Loan Documentation teams—to streamline processing and deliver an exceptional client experience

Work cross-functionally with Retail, Treasury, and Lending teams to deliver value through joint calling efforts and holistic financial solutions

Prepare detailed call plans and post-call reviews that translate client goals into actionable next steps

Stay informed on market trends, industry shifts, and client opportunities to remain a trusted advisor and thought partner

Ensure compliance with internal policies, credit standards, and regulatory requirements

Complete all required professional development and compliance training to support continuous growth

Qualification

Commercial lendingCredit underwritingBusiness developmentSales experienceInterpersonal skillsAttention to detailVerbal communicationWritten communication