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Bankwest · 1 month ago

Senior Commercial Credit Analyst - Pierre, Mitchell or Rapid City BankWest Locations

Pierre, SD

Full-time

Onsite

Senior Level, Lead/Staff

8+ years exp

BankWest is a financial institution seeking a Senior Commercial Credit Analyst to assist in serving the financial needs of their Agriculture and Commercial customers. The role involves analyzing credit risks, training personnel, and ensuring compliance with bank policies and regulations while maintaining accurate loan presentations.

BankingFinanceFinancial Services

Work & Life Balance

Responsibilities

Responsible for reviewing Agriculture or Commercial Submission Request forms submitted to the Credit Analyst Inbox for accuracy and completeness

Review and Assessment of Loan Presentations over $1 million and Loan Presentations required for Loan Committee as completed by Credit Analysts to ensure written documentation is in required format, provides all necessary information, accurate and clearly communicates analysis outcomes

SCAs will work with analysts to get presentations updated accordingly and will forward loan presentations to appropriate staff for approval

SCAs will handle the process of getting signatures for LC packages, submitting to Executive Assistants, reviewing agendas, and locking the credits in Moody's once Approved by Loan Committee

Maintain records regarding logging of analyst errors, lending submission errors, activity of credits and any other information required

Responsible for updating and maintaining records for Financial Reviews and Global Cashflows that are required to be completed annually

Provide leadership to the Credit Analysis Department and Lending Personnel

Assist with the development of Credit Analysts and Lending Personnel by providing guidance, training, problem solving, and review of information as needed

This may include training as assigned and specifically the training of new credit analysts

All duty requirements of the Credit Analyst III duties

SCAs will act as back up as needed to support the Credit Analysts or when the flow of credits is high, and assistance is needed

Work as a team with departmental counterparts on planning and implementing assigned projects and products

Participate on various committees and project teams as deemed appropriate by management

Attend, actively participate in organization, job specific training offered, and Quality Service programs

Adhere to all applicable Policies and Procedures of BankWest organization

Community involvement is strongly encouraged

Other duties as assigned

Qualification

Credit analysisFinancial statement analysisRegulatory complianceBanking terminologyApplication software proficiencyCustomer serviceInterpersonal skillsOrganizational skillsAttention to detailProblem-solving

Required

A Bachelor's Degree in a related field

8 years' experience in a related field

Attend 2 year training course related to position and/or career path

Experience in the credit analysis of larger, complex credit relationships using software systems

Excellent credit/financial analytical skills

Strong math and calculation skills

Ability to work dependently and/or independently, under pressure, meet deadlines, and adjust work schedules as needed to complete job responsibilities

Ability to organize and handle multiple responsibilities while delivering quality external and/or internal Customer Service

Strong interpersonal skills to ensure effective communication with external and/or internal customers

Knowledge or ability to learn regulatory requirements pertinent to performance of specified duties in job description

Knowledge of business lending underwriting skills including but not limited to analysis of financial statements, tax returns, and cashflows

Knowledge of banking terminology and procedures

Knowledge of BankWest products and services

Ability to skillfully use a variety of application software, learn computer programs, and comprehend the program output

Adhere to Federal Privacy Standards in addition to following BankWest requirements for electronic communication and Social Engineering standards

BankWest is a 'Sales Organization' and all employees are expected to participate directly or indirectly with increasing BankWest's presence in their markets as appropriate