The Adam Corporation/Group · 2 months ago
21R Credit Analyst Intern ( 25-101)
College Station, TX, US
Internship
Onsite
Intern
1+ years expThe Adam Corporation is a financial institution seeking a Credit Analyst Intern. This role involves preparing in-depth credit analyses for various loans, interpreting financial data, and making recommendations regarding loan requests.
Financial Services
Responsibilities
Interprets financial data, financial condition and level of risk related to various types of borrowing entities and individuals including financial statement analysis, collateral evaluations, trend analysis ratio and industry analysis
Creates cash flow schedules based on personal and business tax returns and/or financial statements
Reviews and spreads financial statements and prepares comprehensive financial analysis on the creditworthiness of the borrower
Creates Pro-Forma analysis to assess the company’s/individual’s ability to repay current and proposal debt obligations based on the perceived level of risk determined in the analysis
Makes recommendations on approval or declination of loan requests
Provides commercial loan officers with a loan policy resource
Review appraisals and environmental reports
Support the loan approval process through credit authorization preparation and distribution. Provide documentation of committee approvals and requirements
Maintain approved vendor lists for real estate appraisers, attorneys, title companies, environmental investigators, and associated qualifications files to comply with regulatory requirements
May perform other tasks and assist in projects as needed
Qualification
Required
Pursuing Bachelor's Degree in Business, Finance, Accounting or related discipline
Knowledgeable of computer systems including word processing, databases, and Excel
Experience with credit analysis software
Knowledgeable in financial institution operating policies and procedures and banking regulations state and federal
Demonstrated skill in analysis of business and individual financial statements, tax returns, and cash flows
Understanding of commercial real estate project analysis, real estate appraisal reviews and property environmental evaluation reviews
Working knowledge of all applicable Bank products and services
Excellent problem-solving skills and good process-facilitating
Detail oriented, good organizational, interpersonal, communications and writing skills
Preferred
Formal Bank Commercial Credit training or equivalent classes offered by third party providers (RMA, ABA, banking assns, etc.)
1-3 years banking/credit experience with 1+ years credit analysis experience in commercial banking or lending background
Company
The Adam Corporation/Group
The Adam Corporation/Group is a company based out of One Momentum Blvd., Suite 1000, College Station, TX, United States.
11-50 employees
H1B Sponsorship
The Adam Corporation/Group has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2023 (1)
Funding
Current Stage
Early StageCompany data provided by crunchbase