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Randolph Brooks Federal Credit Union · 1 month ago

Senior Credit Risk Modeling Analyst

San Antonio, TX

Full-time

Hybrid

Mid, Senior Level

3+ years exp

Randolph-Brooks Federal Credit Union (RBFCU) is the largest credit union in Texas with more than 1 million members. The Senior Credit Risk Modeling Analyst will develop, validate, and enhance credit risk models to support decision-making, profitability, and compliance, while analyzing complex datasets and forecasting credit risks to optimize lending strategies.

BankingFinancial Services

H1B Sponsor Likely

Responsibilities

Utilize risk modeling techniques to identify, quantify, and forecast potential credit risk and opportunities for the institution

Develop and maintain expertise in the fields of risk quantification and modeling to support both internal and external stakeholders

Collaborate with stakeholders to understand product characteristics used for modeling while assisting in communication and education of current and expected risk exposures

Make recommendations to management on current and future strategies and profitability projections

Perform other quantitative analysis for institution stakeholders as needed

Leverage expertise to foster and expand collective knowledge within the team

Gather and analyze pertinent data to create or strengthen models that forecast risk exposure and help make informed business decisions

Continuously monitor the economic and business environments to update models as new data becomes available

Define, document, and summarize methodologies, assumptions, and results of risk models and prepare reports for management

Act as a liaison between lending and IT to assist in the aggregation and organization of institutional data for the use in models and reporting

All other duties as assigned (note: essential functions and responsibilities may change, or new ones may be assigned at any time with or without notice)

Qualification

Statistical modelingQuantitative analysisRisk modeling techniquesPythonRAnalytical skillsPlanning skillsInnovative self-starterOrganizational skillsInterpersonal skills

Required

Master's degree in finance, statistics or other quantitative field

Minimum 3 years of job-related experience or 6+ years of job-related experience in lieu of Master's degree

Strong analytical, mathematics, organizational, and planning skills

Ability to articulate complex theories, concepts, methodologies, and findings in a non-technical manner to a non-technical audience

Innovative self-starter with ability to meet deadlines, work independently, and think outside the box

Excellent interpersonal skills, with a desire to pursue best practices in a challenging team environment

Proficient to advanced knowledge of statistical modeling and other quantitative techniques including, but not limited to, linear & non-linear regression, optimization, simulation, time-series analysis, probability theory, survival analysis, and value-at-risk

Knowledgeable of modeling systems and/or computer programming languages used for modeling (e.g. python & R)

Ability to complete multiple projects and meet deadlines

Capable of working on assignments with minimal assistance

Benefits

401(k) with matching incentives — up to 10 percent

Competitive pay

Medical, vision and dental benefits available to employees and their families from the first day of employment

Tuition reimbursement plans

Life insurance

Pharmacy discount programs

Flexible Spending (FSA), Health Savings (HSA) and Dependent Care account options

Paid time off

Parental leave

Company-paid benefits include:

Long-term disability

Basic life insurance

Wellness program

Credit-monitoring service

Employee assistance program

Training and volunteer opportunities

Company

Randolph Brooks Federal Credit Union

Glassdoor3.9

Randolph-Brooks Federal Credit Union is focused on helping members save time, save money and earn money.

Founded in 1952

Austin, Texas, USA

1001-5000 employees

https://www.rbfcu.org/

H1B Sponsorship

Randolph Brooks Federal Credit Union has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2024 (1)

2021 (1)