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Patriot Growth Insurance Services, LLC · 2 months ago

Director of Underwriting & Analytics

Woodbridge, NJ

Full-time

Hybrid

Mid, Senior Level

$160K/yr - $175K/yr

7+ years exp

Patriot Growth Insurance Services is a growth-focused national insurance services firm. The Director of Underwriting & Analytics is responsible for overseeing underwriting, financial analysis, and data strategy functions within the Employee Benefits division, driving analytical excellence and supporting strategic client consulting.

Employee BenefitsInsuranceProperty Insurance

Responsibilities

Lead and develop the underwriting and analytics team, setting performance standards and fostering a culture of accuracy, accountability, and continuous improvement

Oversee all underwriting and financial analysis activities, including renewal projections, budget modeling, alternative funding assessments, and complex risk evaluation, ensuring high analytical rigor and attention to detail

Serve as the primary internal subject-matter expert on employee benefits underwriting, providing strategic guidance to producers, account teams, and agency leadership with a consultative, client-focused approach

Support high-value client relationships by presenting financial insights, translating complex analyses into actionable strategies, and articulating recommendations clearly to non-technical audiences

Direct the design, maintenance, and optimization of analytical tools, reporting dashboards, and claims-based insights to support client consulting and internal decision-making, requiring strong problem-solving and analytical capability

Standardize workflows, processes, and methodologies to improve operational efficiency, data quality, and consistency across the Employee Benefits division

Lead the financial and analytical components of new business opportunities, including competitive underwriting analysis, RFP evaluation, and pricing strategy, demonstrating strategic thinking and sound judgment

Monitor market trends, carrier pricing practices, and emerging financial strategies to inform internal planning and strengthen the agency’s competitive position in a fast-moving environment

Manage relationships with analytics vendors, technology partners, and carriers to ensure access to accurate data, reliable tools, and high-quality underwriting information, collaborating effectively across stakeholders

Qualification

Employee benefits underwritingFinancial analysisData strategyFinancial modelingExcel proficiencyClaims analysisAnalytical skillsLeadership skillsCommunication skillsProject management

Required

7+ years of progressive experience in employee benefits underwriting or financial analysis, ideally within a brokerage/agency or insurance carrier

Deep expertise in medical, dental, vision, life, disability, and stop-loss underwriting, including fully insured, level-funded, and self-funded plan structures

Demonstrated leadership or team management experience, with the ability to coach, mentor, and develop technical talent

Advanced proficiency in financial modeling, Excel, and analytics tools; experience with underwriting systems, BI platforms, and data visualization tools

Proven ability to synthesize complex financial data into clear, actionable recommendations for clients and internal stakeholders, reflecting strong analytical and communication skills

Strong understanding of claims analysis, trend evaluation, benchmarking, and cost-containment strategies

Bachelor's degree in Actuarial Science, Mathematics, Finance, Economics, Business, or a related field

Excellent organization, prioritization, and project-management skills, with a high commitment to accuracy and detail

Ability to thrive in a dynamic, fast-paced environment while maintaining a strategic, client-focused mindset