1st United Credit Union · 2 months ago
Mortgage Loan Processor
5901 Gibraltar Drive, Pleasanton, CA
Full-time
Hybrid
Senior Level
$29/hr - $33/hr
5+ years exp1st United Credit Union is committed to improving the quality of life for its members and communities. The Mortgage Loan Processor manages a pipeline of mortgage loan files, ensuring accuracy, compliance, and timely completion while providing exceptional member experience.
BankingCreditFinancial Services
Responsibilities
Perform a thorough review and analysis of borrower’s credit, employment, income, and assets as required by the loan program before submitting to underwriting
Manage an assigned pipeline of 25-40 loans on a daily and weekly basis
Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met
Verify conditions of approval which may include customer income/assets documentation, resolve routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances
Communicate with all parties involved in the transaction to keep them informed of file status
Review loans for compliance with all mortgage-related regulations (RESPA, TIL, HMDA, Reg. B, etc.) and prepare required disclosures
Communicate with various companies to obtain Hazard Insurance, Flood Certificate, Title Commitment, Appraisal and payoff information
Qualification
Required
Five years to eight years of mortgage loan experience
Working knowledge of RESPA regulations and general mortgage and consumer lending regulations (including but not limited to Regulation Z and Regulation B)
Strong math and analytical skills
Prioritization and time management
Benefits
Job training
Skill development
The opportunity to grow with us
Company
1st United Credit Union
1st United Credit Union aims at credit, loan, banking and financial services.
51-200 employees
Funding
Current Stage
Growth StageLeadership Team
Steve Stone
President/CEO
Joanna Uhl
CIO
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