Tata Consultancy Services ยท 2 weeks ago
Auto Lending Domain Consultant
Irvine, CA
Full-time
Onsite
Senior Level, Lead/Staff
$110K/yr - $120K/yr
12+ years expTata Consultancy Services is seeking an Auto Lending Domain Consultant to serve as the primary subject matter expert for the auto lending lifecycle. The role involves conducting current-state analysis, gathering and managing requirements, and collaborating with IT to implement scalable solutions.
Business Information SystemsConsultingInformation TechnologyIT Management
Responsibilities
Serve as the primary subject matter expert for the end-to-end auto lending lifecycle, including Loan Origination Systems (LOS), underwriting (direct and indirect), credit risk assessment, loan servicing, compliance, and collections
Conduct detailed current-state ("as-is") analysis and define future-state ("to-be") processes for auto lending operations
Gather, analyze, document, and manage functional and non-functional requirements for technology solutions, ensuring alignment with business objectives and regulatory compliance
Lead workshops and interviews with business stakeholders to elicit detailed requirements for system changes, product launches, or digital transformations
Create clear, concise documentation, including Business Requirement Documents (BRDs), functional specifications, use cases, and process flow diagrams
Collaborate with IT and development teams to translate business requirements into technical designs and scalable solutions
Evaluate, recommend, and configure industry-leading Auto LOS and loan servicing platforms (e.g., DealerTrack, defi SOLUTIONS, Black Knight, etc.) or internal proprietary systems
Identify opportunities for process automation, efficiency improvements, and cost reduction within the lending domain
Assist in developing and executing comprehensive test plans (UAT, integration testing) to ensure solutions meet business requirements and operate as expected
Support change management activities, including training, communication, and deployment to business users
Maintain a deep and current understanding of federal and state regulations impacting auto lending, such as TILA, ECOA, FCRA, and F&I regulations
Ensure all new processes and system enhancements are designed and implemented in full compliance with legal and regulatory mandates
Work with Risk and Compliance teams to assess potential impacts of regulatory changes and translate them into actionable system or process requirements
Qualification
Required
12+ years of experience in the auto finance industry, specifically in roles like Business Analyst, Product Manager, Underwriter, or a similar consulting role
In-depth knowledge of auto loan products (new, used, refinance, lease), credit lifecycle management, and dealer-facing finance operations
Proven experience working with and implementing Loan Origination Systems (LOS) and/or loan servicing platforms specific to auto lending
Proficiency in data analysis and process modeling tools
Experience in digital lending transformation projects
Experience with advanced analytics, reporting, and business intelligence in the lending space
BACHELOR OF COMPUTER SCIENCE
Company
Tata Consultancy Services
Tata Consultancy Services is a business solutions company that specializes on information technology services and consulting.
10001+ employees
H1B Sponsorship
Tata Consultancy Services has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7880)
2024 (9690)
2023 (8537)
2022 (11159)
2021 (9813)
2020 (11984)
Funding
Current Stage
Public CompanyTotal Funding
unknown2004-08-25IPO
Leadership Team
K. Krithivasan
Chief Executive Officer & Managing Director
Aarthi Subramanian
President and Chief Operating Officer
Recent News
Business Standard India
2026-01-14
2026-01-14
2026-01-14
Company data provided by crunchbase