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Provident Bank · 7 hours ago

Credit Specialist

Iselin, NJ

Full-time

Onsite

Senior Level

$74K/yr - $105K/yr

5+ years exp

Provident Bank is a highly regarded financial institution in New Jersey committed to enhancing customer and employee experiences. The Credit Specialist will manage underwriting assignments, monitor team workflow, train team members, and occasionally underwrite loan transactions.

Financial Services

Responsibilities

Manage the overall workflow of incoming credit underwriting requests from Credit Underwriting, assign to CA1 team members, and monitor for timely completion

Provide guidance to and assist in the training of CA1 team members in partnership with the Director of Credit Training & Support

Review and provide commentary on assignments completed by CA1 team members prior to submission back to Credit Underwriting. Provide feedback regarding CA1 team members to the Director of Credit Training & Support as needed

Co-manage special team projects with the Director of Credit Training & Support

As needed, based on volume and complexity, analyze and underwrite CRE and C&I loans for Credit Underwriting

Qualification

Financial analysisLoan underwritingCredit analysisMicrosoft ExcelMoody’s CreditLensTraining skillsTeam management

Required

Bachelor's degree from an accredited four-year college, with accounting and finance courses of minimum 9 credits

5 years of experience working in a financial environment analyzing business and personal financial statements and tax returns; preparation of cash flows, rental economics, and researching economic data and a variety of resources to determine overall financial strength and future viability of the relationship being analyzed. This should include compiling the researched data into a comprehensive analysis for rendering decisions

Experience with and ability to work in a financial spreading system/loan underwriting system equivalent to Moody's CreditLens

Intermediate proficiency using Microsoft Office programs Excel and Word