SMBC Group · 2 days ago
Project Finance Portfolio Management Associate - Latin America.
New York, NY
Full-time
Hybrid
Entry, Mid Level
$150K/yr - $200K/yr
2+ years expSMBC Group is a top-tier global financial group headquartered in Tokyo, offering a diverse range of financial services. They are looking for an Associate to join their Portfolio Management team, focusing on project finance transactions in Latin America, managing credit monitoring and administration of a portfolio of borrowers while analyzing credit requests and preparing recommendations for credit decisions.
AdviceBankingFinancial Services
Responsibilities
Responsible for effective credit and risk management, with emphasis on adherence to credit policy and requirements, financial analysis/modeling, risk evaluation, on-going portfolio maintenance activities, and as needed client support
Oversee the overall credit worthiness of an assigned portfolio of obligors and their ability to meet their financial obligations for traditional credit-based products. Continuously monitor the portfolio with a view to identifying deteriorating situations early
Responsible for monitoring and reporting on the portfolio quality against established criteria and recommending adjustments to grading of existing credit facilities, as appropriate
Prepare periodic reviews for the borrowers/offtakers/guarantors in the assigned portfolio
Work with borrowers, legal counsels, independent engineers, and other consultants as necessary to structure and manage consent processes (including but not limited to waivers and amendments of financing documents, etc.)
Analyze and, if appropriate, seek credit approval for amendment and consent requests from borrowers. In preparing applications for credit approval, the Associate must have a good understanding of the request, the impact of the proposed consent on the credit risk of the borrower/transaction, any mitigants to the increased risk and the justification for approval of the request
Responsible for mitigating loss by counterparty credit analysis related to a range of products marketed to corporate, institutional and / or government clients
Responsible for creating strategy that will minimize credit risk in line with the firm's objectives, as well as assisting in the underwriting process for potential new borrowers
Ensure registration of accurate and up-to-date KYC information for borrowers
Respond to ad hoc information requests
Qualification
Required
A minimum of 2-3 years of experience covering project finance transactions in a portfolio management team or credit department of a lending institution
Required: BA / BS
Deep understanding of legal documents and proficiency in financial analysis
Expected to have highly advanced level of credit experience and execution experience in proposing and negotiating, both internally and externally, credit and covenant structures and documenting loans
Good knowledge of credit structures of project finance transactions or other asset-based credit transactions that often involves multiple layers of stakeholders
Ability to complete complex credit analysis, negotiate with deal parties, and process closing in short turnaround periods
Broad knowledge of the project finance market and the ability to manage risk within a complex and diverse portfolio
Experience with corporate credit analysis to perform periodic reviews of select offtakers, sponsors, guarantors, and EPC contractors
Deep understanding of regulatory and compliance framework
Knowledge of a broad range of financial products
Strong ability to write and present well thought out arguments
Highly organized
Ability to work on multiple transactions at once
Ability to work independently but not afraid to ask questions
Highly self-motivated and proactive in their approach to work
Attention to detail
Able to work under tight time deadlines
Adaptable to unexpected situations
Good familiarity with using Microsoft Excel to run sensitivity analyses, update model assumptions, etc
Preferred
Strong background in accounting / financial statement analysis / modelling / legal documents is preferred
Ability to speak/read business Spanish and/or Portuguese preferred but not required
Preferred: MA / MS / MBA / CFA
Benefits
Annual discretionary incentive award
Competitive portfolio of benefits
Company
SMBC Group
SMBC Group is a top-tier global financial group.
10001+ employees
H1B Sponsorship
SMBC Group has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (160)
2024 (87)
2023 (73)
2022 (44)
2021 (29)
2020 (26)
Funding
Current Stage
Late StageLeadership Team
Hirofumi Otsuka
Senior Managing Executive Officer & CEO of Americas Division
Juan Kreutz
Head of Structured Finance Solutions and Deputy Head of the Americas
Recent News
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