Senior Commercial Relationship Manager - Middle Market jobs in United States
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First Financial Bank · 2 hours ago

Senior Commercial Relationship Manager - Middle Market

First Financial Bank is committed to doing the right things for their clients and is seeking a Senior Commercial Relationship Manager to handle multi-faceted relationships. The RM will generate loans, deposits, and fees while ensuring loan eligibility and cross-selling products to meet corporate sales and service goals.

BankingCreditDebit CardsFinanceFinancial ServicesLending

Responsibilities

Develops new and expands existing client relationships by initiating business development activities, proactively reviewing client’s current and changing financial needs, and cross selling products and services
Grows and maintains a profitable book of business (loans and deposits) to achieve individual and market goals
Develops a comprehensive understanding of client’s needs based on the review and analysis of personal and financial data
Qualifies prospects by collecting and analyzing financial and related data in order to determine the general credit worthiness of the prospect and the merits of the specific loan requests
Prepares and oversees the completion of the loan approval requirements including careful underwriting of the loan so that the structure meets the needs of the borrower and the bank. Obtains appropriate approval for credit under consideration
Recommends and negotiates the terms under which the credit will be extended to include pricing fees, costs repayment method and schedule, collateral requirements, etc
Responsible for portfolio management including monitoring credit quality which includes past due credits, non-performing and credit exceptions, covenant compliance and credit exceptions of their active portfolio
Actively participates and represents First Financial Bank in various community, civic and professional organizations
Refers loans to loan committee for approval
Responsible for understanding clients’ financial goals, provide credible advice and recommend products that fit their holistic needs. Intimately understand clients’ business priorities and refer them to other lines of business as appropriate
Collaborates with Bankers, Financial Center Managers, Retail Leaders, Credit/Underwriting, Loan Processing and Documentation teams and Bank senior management
Participates in all bank marketing and sales promotions, contributes to initiatives and programs designed to promote organization’s strategic priorities, complies with all bank, loan and regulatory guidelines and policies

Qualification

Relationship managementCredit analysisSales experienceFinancial analysisProduct knowledgeNegotiation skillsConsultative sales approachInterpersonal skillsOrganizational skillsProblem-solving skills

Required

Bachelor's degree
Ten (10) years of proven relationship/account management experience selling banking products in the appropriate segmentation required
Excellent interpersonal, written and verbal communication and presentation skills
Excellent organizational skills and ability to handle and prioritize multiple tasks
Well-developed analytical and problem-solving skills
Ability to generate new business through a consultative sales approach
Demonstrated sales and negotiating experience. Marketing oriented
Ability to work effectively with individuals and groups in managing customer relationships
Well versed in product knowledge
Credit training, credit quality and underwriting experience; including financial analysis

Preferred

Demonstrated experience working in Capital Markets and/or within the Middle Market space ($75MM+)
Experience in Structured Finance, Asset Based Lending (ABL), ESOP, and/or leading syndicated transactions

Benefits

We have relevant, thoughtful benefits and programs that support every aspect of our associates' holistic wellbeing.
Incentive Eligibility: All roles are incentive eligible with the exception of Co-Op, Intern, or Student positions.

Company

First Financial Bank

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First Financial Bank has been in the business of client service and success for more than 150 years.

Funding

Current Stage
Public Company
Total Funding
$300M
2025-11-06Post Ipo Debt· $300M
1983-12-30IPO

Leadership Team

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Rick Dennen
Chief Corporate Banking Officer
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Company data provided by crunchbase