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ClarityPay · 1 month ago

Risk Analyst

Atlanta

Full-time

Onsite

Entry Level

$70K/yr - $80K/yr

1+ years exp

ClarityPay is a fast-growing fintech empowering enterprise merchants with smarter, more adaptive pay-over-time solutions. The Risk Analyst role focuses on the strategic management and optimization of credit risk and portfolio health, leveraging analytic, economic, and technical skills to innovate and execute solutions.

Financial Services

No H1B

Responsibilities

Performing financial and economic data experimentation and leveraging advanced data analytics to derive critical insights

Review capital markets, dissect complex data, and translate it into actionable strategies to help optimize credit underwriting

Determining and optimizing merchant limit assignments to ensure they are set optimally to balance risk and growth and drive user engagement

Optimizing ClarityPay’s portfolio, managing risk and ensuring the health and profitability of credit offerings

Designing and implementing inclusive credit strategies and economic credit models by utilizing alternative data and expanding credit to more users while managing the risk strategically

Partnering with Machine Learning and Engineering teams to build effective credit risk capabilities

Collaborate with Product teams to develop new products and features, the Merchant Pricing Team to value different Merchants, and the Finance team to facilitate discussions with debt and equity investors