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TD · 2 months ago

Sr Loan Officer

Boston, Massachusetts

Full-time

Onsite

Senior Level, Lead/Staff

$210K/yr - $271K/yr

10+ years exp

TD Bank is one of the world's leading global financial institutions and is the fifth largest bank in North America. They are seeking a Sr. Commercial Loan Officer to grow a Commercial portfolio by building new customer relationships and maximizing profitability through cross-selling products and services.

BankingFinanceFinancial ServicesWealth Management

Responsibilities

Works independently to develop new business with prospects that have the largest and most complex credit needs

Maintains established market presence and extensive network of outside referral sources of new business

Understands how to structure the most complex deals

Prepares basic management reports summarizing loan activity

Meets regularly with internal referral sources to establish business relationships and develops network of outside referral sources for new business

Compiles necessary data and information to begin financial analysis

Negotiates specific terms and conditions within parameters defined by credit decisions

Finalizes loan agreements with prospects and Customers and closes sales

Contributes and provides input to loan decision process based on evaluation of credit risk and other key factors from Credit Management

Assists in the development of less experienced loan officers

Educates Branch Managers and staff about products and the lending process

Communicates credit decisions to prospects and negotiates specific terms and conditions for loans within parameters defined by credit decisions

Responsible for growth goals (loans, deposits, fees), both individually and assisting the team, through development of new Commercial Customers and cross selling existing Customers as well as an established network of resources

Qualification

Commercial industry knowledgeBusiness development techniquesCredit analysis skillsNegotiation skillsPC skillsCommunication skillsCustomer service orientationCivic engagementTeam collaborationLeadership skills