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First Financial Bank Texas · 4 hours ago

Commercial Relationship Manager

Waxahachie, TX

Full-time

Onsite

Entry, Mid Level

1+ years exp

First Financial Bank Texas is a growing organization that values innovation and collaboration. The Commercial Relationship Manager is responsible for providing lending solutions to commercial customers, maintaining a full-service banking atmosphere, and actively participating in business development and customer service efforts.

BankingCreditFinancial Services

Responsibilities

Predominantly make loans to credit worthy borrowers

This includes not only responding to requests from existing customers but also being proactive in the direct solicitation of new business from non-bank customers

Insure the collection on past due accounts and constantly monitor the assigned loan portfolio for any signs for credit deterioration

Monitor and adjust pricing on loans to ensure adequate yields are being maintained

Provide complete and accurate loan documentation and required collateral documentation to the Loan Administration Department on all loans made

Must actively participate in Customer Service First sales and service culture, support the values of the organization and follow established company policies and procedures

Community involvement is expected

Qualification

Commercial lending knowledgeFinancial statement analysisBusiness development skillsUnderwriting skillsDocumentation abilitiesBank servicesCommunication skillsInterpersonal skills

Required

Incumbent should have a four year business degree with emphasis on accounting and/or finance and one year credit analyst experience from a financial institute

Thorough documentation abilities and underwriting skills are needed

Proven business development skills are also essential

Must be able to analyze financial statements and communicate the strengths and weaknesses in a concise and accurate manner

Incumbent must exercise good communication and interpersonal skills

Incumbent must have working knowledge of all bank services

Preferred

Knowledge of commercial lending laws, regulations, procedures, and experience in credit and/or collections preferred

Company

First Financial Bank Texas

First Financial Bankshares, Inc. is recognized as one of the nation's most financially secure banking institutions, with assets totaling $14.3 billion.

Founded in 1890

Abilene, Texas, USA

1001-5000 employees