PayPal · 9 hours ago
Sr Analyst, Credit Portfolio
New York, NY
Full-time
Hybrid
Mid, Senior Level
$94K/yr - $156K/yr
3+ years expPayPal is a global leader in commerce, providing innovative payment solutions for businesses and consumers. The Sr Analyst, Credit Portfolio will play a critical role in structuring and executing asset backed structured products transactions, contributing to the company's funding strategies and interacting with both external and internal stakeholders.
E-Commerce PlatformsFinTechMobile PaymentsTransaction Processing
Responsibilities
Perform lending activities using specialized domain knowledge and developed business expertise
Lead projects and/or programs within the Credit Portfolio team with moderate scope impacting the Finance function
Track credit quality, identify trends and make informed decisions within general parameters under broad supervision
May act as a subject matter resource for entry level and developing colleagues
Support the execution of PayPal’s asset backed structured products transactions, including structuring, cash flow modeling, and deal documentation
Perform in-depth portfolio analysis across PayPal’s consumer and merchant loan products to support funding strategy, risk assessment, and transaction readiness
Assist with the preparation of offering memoranda, investor presentations, rating agency packages, and internal investment committee materials
Develop and maintain tools, models, and dashboards to monitor loan-level performance, prepayment/charge-off dynamics, and transaction performance over time
Coordinate with external stakeholders (banks, investors, rating agencies, counsel) to facilitate smooth transaction execution and ongoing surveillance
Provide ongoing performance updates, collateral reporting, and analytical insights to internal teams and management to support decision-making
Partner across treasury, risk, finance, accounting, and product teams to align capital markets activities with company objectives and market dynamics
Stay abreast of ABS market developments, evolving investor preferences, and regulatory requirements to ensure best execution and compliance
Qualification
Required
3+ years relevant experience and a Bachelor's degree OR Any equivalent combination of education and experience
2-5 years of relevant experience in structured finance, capital markets, credit risk, or related fields at a bank, consulting firm, hedge fund, private equity firm, or loan originator
Bachelor's degree in Finance, Economics, Accounting, Business, Mathematics, or related field
Solid understanding of structured finance products, particularly ABS, and familiarity with securitization structures, cash flow mechanics, and rating agency methodologies
Strong financial modeling and analytical skills, with proficiency in Intex, Excel and PowerPoint
Excellent organizational skills, attention to detail, and ability to manage multiple projects under tight timelines
Strong written and verbal communication skills for engaging cross-functional teams and external investors
Preferred
Experience directly supporting ABS structuring, warehouse financing facilities, or whole-loan transactions for consumer and/or merchant assets
Working knowledge of SQL, Python, or other data tools to manage and analyze large loan-level datasets
Demonstrated track record presenting complex analyses to senior executives and external stakeholders
Collaborative mindset, with proven ability to work effectively across teams and adapt in a fast-paced, entrepreneurial environment
Benefits
Annual performance bonus
Equity
Medical
Dental
Vision
Flexible work environment
Employee shares options
Health and life insurance
Company
PayPal
PayPal is a financial service company that provides online payment solutions to its users worldwide.
10001+ employees
H1B Sponsorship
PayPal has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (1144)
2024 (917)
2023 (775)
2022 (921)
2021 (1051)
2020 (1049)
Funding
Current Stage
Public CompanyTotal Funding
$12.17BKey Investors
Kohlberg Kravis RobertsBlueRun Ventures
2025-11-17Post Ipo Debt· $6.95B
2023-06-07Post Ipo Debt· $5B
2015-07-20IPO
Leadership Team
Simon Bladon
CEO, UK
chaloem khompitoon
President & CEO
Recent News
2025-12-31
The European Financial Review
2025-12-31
Company data provided by crunchbase