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M&T Bank · 1 month ago

Senior Credit Quality Assurance Analyst (Hybrid - See Job Description for Listed Locations)

Buffalo, NY

Full-time

Hybrid

Senior Level

$108K/yr - $179K/yr

7+ years exp

M&T Bank is a financial institution focused on providing banking services. They are seeking a Senior Credit Quality Assurance Analyst to analyze and monitor the credit quality and loan exposure for assigned commercial loan portfolios, with a focus on problem credits.

Financial Services

H1B Sponsor Likely

Responsibilities

Independently review and evaluate accuracy of individual risk ratings on assigned problem loan portfolios from a 2nd line perspective

Communicate regularly with business line management and/or relationship managers, Portfolio Managers, Co’s, SCO’s, Special Assets, etc. regarding high risk and/or problem loans in their portfolio with emphasis on delinquencies, overdrafts, identification of criticized loans, potential non-accruals, loss exposure and/or charge-offs

Assist in developing near term forecasts for movements into and out of non-accrual status and potential charge-offs and recoveries

Participate in and/or observe the quarterly problem loan meetings and confirm processes are completed completely and accurately

Collaborate with Credit Accounting team to confirm impairment reserves for the problem portfolios

Assist with and or act as a lead in special projects as assigned and perform additional duties and responsibilities as required

Assist the Department Manager and Team Leaders to develop and execute strategies to provide better insight into portfolio risk

Prepare written documents and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis

Assist with targeted Bank Examinations as required

Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies

Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable

Complete other related duties as assigned

Qualification

Commercial credit experienceCredit risk analysisFinancial data analysisMicrosoft Office proficiencyCredit policies understandingMulti-taskingInterpersonal skillsWritten communicationVerbal communicationIndependent work

Required

Minimum seven (7) years previous experience in commercial credit, lending, finance, accounting and/or audit

Bachelor's degree in a business-related curriculum, or in lieu of degree, 8 years' experience required

Preferred

Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc

Communicate effectively both in writing and verbally

Ability to multi-task and prioritize to complete work within established timeframes

Ability to analyze and understand financial data, collateral documentation, and other credit issues

Ability to work independently with minimal oversight from management

Strong understanding of credit policies and guidelines

MBA preferred

Company

M&T Bank

Glassdoor3.6

Great companies have an enduring sense of purpose.

Founded in 1856

Buffalo, New York, US

10001+ employees

http://www.mtb.com

H1B Sponsorship

M&T Bank has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

Represents job field similar to this job

Trends of Total Sponsorships

2025 (116)

2024 (113)

2023 (84)

2022 (103)

2021 (42)