First Citizens Bank · 2 weeks ago
Senior Risk Analyst-Risk Analytics (Retail Execution)
Raleigh, NC
Full-time
Hybrid
Mid, Senior Level
4+ years expFirst Citizens Bank is a financial institution seeking a Senior Risk Analyst in Risk Analytics for Retail Execution. The role involves supporting the execution of ACL processes for retail credit products, ensuring accurate reserve estimations, regulatory reporting, and CECL-compliant forecasting while collaborating with cross-functional teams.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Contribute to the execution of ACL processes across retail portfolios (e.g., credit cards, auto loans, mortgages and HELOC). Assist in producing monthly and quarterly reserve estimates in compliance with CECL and GAAP. Maintain execution schedules, ensure timely model runs, and escalate delays or anomalies
Maintain documentation of ACL execution processes for audit and regulatory reviews. Perform periodic control checks (e.g., manual overrides, exception handling). Support audit and risk reviews by preparing traceable execution artifacts and documentation
Oversee the preparation of ACL reporting packages for senior management, Finance, Risk, and regulatory stakeholders. Provide insights into key drivers of reserve changes, portfolio performance and macroeconomic impacts. Develop dashboards and analytics tools to enhance ACL visibility and facilitate data-driven decision-making. Support stress testing, scenario analysis, and capital planning efforts by integrating ACL insights into broader risk management frameworks
Liaise with model developers, finance teams, and risk officers to clarify inputs, interpret outputs, and align results with expectations. Support the preparation of execution decks, walkthroughs, and summaries for management. Communicate variances or anomalies clearly and propose data- or logic-related resolutions
Identify inefficiencies or bottlenecks in the execution workflow and suggest improvements. Participate in cross-functional working groups to standardize ACL practices. Document and maintain process maps and SOPs for ACL execution tasks
Qualification
Required
Bachelor's Degree and 4 years of experience in Risk management, or financial analysis, or statistical modeling OR High School Diploma or GED and 8 years of experience in Risk management, or financial analysis, or statistical modeling
Preferred
Masters or CPA/CFA preferred
Finance or Economics
Experience with retail credit products (e.g., credit cards, auto loans, mortgages)
Familiarity with ACL automation tools and data infrastructure
Proficiency in data visualization tools (e.g., tableau, Power BI)
Proficiency in analytical programming languages (e.g., SQL, Python, SAS)
Strong project management skills to drive initiatives related to process improvement and regulatory compliance
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
10001+ employees
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Leadership Team
C
Craig Nix
Chief Financial Officer
Samantha Bureau - Johnson
SVP & Director, Customer Contact Center
Recent News
2026-01-06
2025-12-22
Company data provided by crunchbase