UMB Bank · 9 hours ago
Credit Portfolio Manager
Overland Park, KS
Full-time
Onsite
Senior Level
$58K/yr - $124K/yr
5+ years expUMB Bank is seeking a Credit Portfolio Manager to oversee an assigned portfolio of Business Banking and Small Business Banking loans. The role involves managing loan reviews, renewals, and modifications, while also analyzing financial statements and collaborating with Relationship Officers to maintain credit quality and identify expansion opportunities.
BankingFinanceFinancial Services
Hiring Manager
Dan Spargur
Responsibilities
Analyze business and personal financial statements and performing financial spreading of those statements
Utilize loan processing software to produce formal Loan Proposals for credit actions that will be presented for approval
Present solutions to credit structure, covenants, financial reporting requirements and other credit conditions to the Portfolio Manager
Monitor portfolio continuously by tracking loan exceptions, BBC, covenants, past dues and other portfolio management activities
Recognize and manage early warning signs for the portfolio on a recurring basis and follow established protocol for actions that need to be taken
Provide timely follow up and ensure that loan servicing actions are properly administered
Collaborate with Relationship Officers to both identify expansion opportunities and maintain credit quality for existing base of customers
Work with Relationship Officers to clear past dues, exceptions and covenants
Manage and administer assigned BB and SBB loans identified as Strategic Asset Management (SAM) loans
Monitor and secure loan collateral
Conduct site visits and coordinate with various parties to liquidate loan collateral
Manage and monitor assigned SAM reports as applicable such as collateral impairment and watch list reports
Assist SBA Program Manager with various SBA related actions such as liquidation packages, workouts and general SBA loan processing
Review and manage the Quarter BB Score Report
Qualification
Required
Bachelor's degree in Business, Accounting, Finance or related area with at least 6 hours of accounting
5+ years of experience with Business Banking loans up to $5MM
3+ years of experience underwriting Business Banking loans
Demonstrated credit decision making skills and ability
Demonstrated financial analytical skills with ability to solve complex problems by interpreting data and results
Demonstrated excellent writing skills to create credit memos
Demonstrates excellent verbal and interpersonal skills to communicate with sales force and credit managers
Demonstrated ability to work independently
Demonstrated proficiency of Excel, and Word to create tables and worksheets for credit memos
Benefits
Paid Time Off
401(k) matching program
Annual incentive pay
Paid holidays
A comprehensive company sponsored benefit plan including medical, dental, vision, and other insurance coverage
Health savings
Flexible spending
Dependent care accounts
Adoption assistance
An employee assistance program
Fitness reimbursement
Tuition reimbursement
An associate wellbeing program
An associate emergency fund
Various associate banking benefits
Company
UMB Bank
UMB Financial Corporation is a commercial bank that offers various financial services.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$606.13M2025-05-29Post Ipo Equity· $294.53M
2024-04-29Post Ipo Equity· $201.6M
2022-09-23Post Ipo Debt· $110M
Leadership Team
Brian Hutchin
Executive Vice President, Director of Healthcare Services at UMB, Institutional Banking Division
Phillip Mason
President of Institutional Banking
Recent News
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