PENNYMAC · 2 months ago
Senior Enterprise Risk Management Underwriter
Pennymac is a specialty financial services firm focused on the production and servicing of U.S. mortgage loans. The Senior Underwriter will be responsible for underwriting agency, jumbo, and FHA loans while ensuring compliance with company and investor guidelines, and communicating underwriting decisions effectively to stakeholders.
BankingFinanceFinancial ServicesLendingMortgage
Responsibilities
Review to insure GSE requirements have been met on all conforming loans as well as PNMAC overlays
Review to insure all HUD requirements met on FHA loans, loan is insurable and PNMAC overlays applied
Perform a risk based review on all loans based on expected performance and ability to repay, aside from GSE or HUD specific requirements
Input all required information into underwriting module accurately and within established time frames
Support Operations, Sales and Clients in conveying PNMAC underwriting philosophy and education
Perform other related duties as required and assigned
Demonstrate behaviors which are aligned with the organization’s desired culture and values
Qualification
Required
2+ years of experience at underwriting borrowers with complex financial and income statements
2+ years of experience preparing cash flows on partnerships, s-corporations and corporations
Experience working with automated loan origination systems
Proficiency with automated underwriting systems
Knowledge of mortgage lending laws and regulations
Must be highly proficient in Excel and Word
Benefits
Comprehensive Medical, Dental, and Vision
Paid Time Off Programs including vacation, holidays, illness, and parental leave
Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe style dining (select locations)
Retirement benefits, life insurance, 401k match, and tuition reimbursement
Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships
Company
PENNYMAC
Pennymac is a home loan lending company that offers financial services.
H1B Sponsorship
PENNYMAC has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (48)
2024 (42)
2023 (33)
2022 (44)
2021 (65)
2020 (34)
Funding
Current Stage
Public CompanyTotal Funding
$2.33B2025-12-11Post Ipo Debt· $75M
2025-08-07Post Ipo Debt· $650M
2024-05-20Post Ipo Debt· $850M
Leadership Team
Recent News
MarketScreener
2025-12-20
2025-12-16
2025-11-06
Company data provided by crunchbase