OnPoint Community Credit Union · 1 week ago
Director, Fair & Responsible Banking
Portland, OR
Full-time
Onsite
Mid, Senior Level
7+ years expOnPoint Community Credit Union is dedicated to Fair and Responsible Banking practices across its operations. The Director will lead efforts related to fair lending, compliance with financial regulations, and the development of policies to ensure equitable access to financial services.
BankingConsultingFinancial ServicesInsurance
Responsibilities
Supports the VP/Chief Compliance Officer in the ongoing development of compliance policies and programs, ensure adherence to regulatory agency directives, memoranda, interpretive rulings, laws, and regulations impacting OnPoint. Maintains current knowledge of all applicable federal and state laws and regulations, along with OnPoint’s policies and procedures
Leads, supports, motivates, and provides coaching and development opportunities appropriate to the Compliance team needs, as related to Fair and Responsible Banking
Supports individual and team growth through focused and consistent coaching to further develop regulatory acumen, technical expertise, and internal customer service
Creates fair lending reports, which shall include including critical analysis and actionable tasks, for management and the Board of Directors review
Supervises the complaints team and processes to identify root causes for potential regulatory compliance risks and weaknesses in policies, procedures, and practices
Stays current on industry standards, trends, and proposed and actual changes relating to relevant Fair and Responsible Banking topics compliance
Drafts and updates the Fair and Responsible Banking risk assessment(s)
In collaboration with the Monitoring and Testing Manager, oversee Fair and Responsible Banking related monitoring and testing
Collaborate with Compliance team members and other departments for the collection and analysis of HMDA data and required regulatory filings, ensuring all information is accurate and reported in a timely manner
Analyzes new products, services, and third-party relationships for Fair and Responsible Banking practices
Supports OnPoint’s audit and examination processes
Partners to review marketing messages and materials for compliance, including Fair Lending and UDAAP, and suggests edits as needed
Performs other tasks as the VP/Chief Compliance Officer assigns
Qualification
Required
Thorough knowledge of Fair and Responsible Banking laws and regulations, such as FHA, ECOA, HMDA, and UDAAP
Excellent oral and written communication skills are necessary to effectively communicate complex legal and regulatory issues to all levels of the organization
Proven leadership skills, the ability to influence key decision-makers, collaborate across business lines, and lead other compliance department professionals
Strong analytical and critical thinking skills
Demonstrated strong organizational skills, with the ability to prioritize and coordinate various assignments simultaneously
Ability to identify tasks and create and manage a project plan in coordination with other departments
Ability to collaborate effectively with various teams, exhibiting strong interpersonal skills
Ability to identify potential compliance vulnerabilities, risks, and make appropriate recommendations
Strong knowledge and proficiency with Microsoft Office Suite, specifically Excel and Word
7-10+ years of relevant Fair Lending, UDAAP, or other relevant experience, including risk assessment, testing, analysis, and reporting
3-5 years of leadership or management experience in a compliance environment
Preferred
Bachelor's degree in finance, business, or related field
Bilingual (Spanish) (oral and business writing) skills
Certified Regulatory Compliance Manager (CRCM) certification, Credit Union Compliance Expert (CUCE) designation, or NAFCU Certified Compliance Officer (NCCO) designation
Company
OnPoint Community Credit Union
Onpoint Community Credit Union deals with financial services such as saving accounts, loans, credit, retirement planning and insurance.
501-1000 employees
Funding
Current Stage
Late StageLeadership Team
Bob Harding
Chief Commercial Officer (CCO)
Damian Laviolette
Chief Information Officer (CIO)
Recent News
2025-08-14
2025-04-15
2025-02-05
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