Upstart · 2 hours ago
Financial Analyst
United States
Full-time
Remote
Entry, Mid Level
$82K/yr - $113K/yr
2+ years expUpstart is the leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit. The Financial Analyst will support the FP&A team by driving analyses for business and strategic cases, collaborating across the company, and improving financial planning and reporting processes.
Artificial Intelligence (AI)AutomotiveConsumer LendingCreditFinancial ServicesFinTechLendingMachine LearningPersonal Finance
Responsibilities
Support short- and long-term planning and forecasting with driver-based modeling and ROI analysis; highlight trends, risks, and opportunities to guide action
Analyze new-product unit economics and convert findings into concise, actionable recommendations
Collaborate cross-functionally to translate assumptions into forecasts, sensitivities, and clear financial implications
Create scalable FP&A tools and processes by refining models and automating reporting to improve accuracy, speed, and clarity of insights
Partner with Accounting on month- and quarter-end close; reconcile to forecast, analyze variances, and communicate results
Deliver executive summaries and monthly financial updates for leaders, and support earnings prep, board/business reviews, and consolidated reporting
Qualification
Required
Bachelor's degree in Finance, Accounting, Economics, Statistics, or a related quantitative field (or equivalent practical experience)
2+ years of relevant experience
Proficiency in Excel/Google Sheets and financial modeling (driver-based, scenario analysis)
Strong presentation skills; comfortable communicating with multiple levels of leadership
Proven ability to learn quickly, work independently, and adapt in a fast-paced environment
Highly organized with the ability to manage multiple priorities and meet deadlines
Preferred
Experience with SQL (and/or Python/R) for analysis or report automation
Familiarity with BI tools (Looker, Mode, Tableau)
Experience with planning software (e.g., Adaptive Insights, Anaplan)
Industry exposure to B2C SaaS or lending/fintech
Benefits
Comprehensive medical, dental, and vision coverage with Health Savings Account contributions from Upstart
401(k) with 100% company match up to $4,500 and immediate vesting and after-tax savings
Employee Stock Purchase Plan (ESPP)
Life and disability insurance
Generous holiday, vacation, sick and safety leave
Supportive parental, family care, and military leave programs
Annual wellness, technology & ergonomic reimbursement programs
Social activities including team events and onsites, all-company updates, employee resource groups (ERGs), and other interest groups such as book clubs, fitness, investing, and volunteering
Catered lunches + snacks & drinks when working in offices
Company
Upstart
Upstart (NASDAQ: UPST) is a leading AI lending marketplace partnering with banks and credit unions to expand access to affordable credit.
1001-5000 employees
H1B Sponsorship
Upstart has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (68)
2024 (67)
2023 (85)
2022 (85)
2021 (42)
2020 (15)
Funding
Current Stage
Public CompanyTotal Funding
$3.36BKey Investors
CastlelakeProgressiveRakuten
2025-11-06Post Ipo Debt· $1.5B
2025-09-05Post Ipo Debt· $320M
2025-08-12Post Ipo Debt· $600M
Leadership Team
Dave Girouard
Founder & CEO
Paul Gu
Co-Founder
Recent News
2025-12-17
The Motley Fool
2025-12-12
The Motley Fool
2025-12-05
Company data provided by crunchbase