Apply on Employer Site

East West Bank · 1 hour ago

GTP Credit Manager

El Monte, CA

Full-time

Onsite

Senior Level

$140K/yr - $220K/yr

5+ years exp

East West Bank is a top-performing commercial bank that serves as a financial bridge between the East and West. The Credit Manager will lead the GTP team, managing client credit needs, structuring credit transactions, and ensuring adherence to credit policies while optimizing profitability and client experience.

BankingFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Act as the primary credit manager and trusted advisor to clients, managing credit needs, and cross-sell opportunities across the bank’s commercial banking platform; including but not limited to managing day-to-day client interactions, addressing credit, and structuring inquiries

Oversee a portfolio of GTP clients, ensuring adherence to credit policies, risk parameters, and regulatory requirements while optimizing profitability and client experience

Lead the structuring and negotiation of credit transactions, collaborating with credit approvers, internal stakeholders, and legal counsel to deliver solutions tailored to client needs while balancing appropriate risk-return profiles

Lead the underwriting, and ongoing credit monitoring of credit solutions, including, if applicable, covenant compliance, borrowing base calculations, and periodic risk reviews

Identify and escalate emerging credit risks, market trends, and industry specific developments that could impact portfolio performance or client obligations

Manage the end-to-end transaction process from initial client engagement, term negotiation, credit approval, documentation, and closing

Prepare portfolio reports, risk assessments, and internal presentations for management, credit committees, and regulators as required

Stay informed of market trends, regulatory changes, and relevant market activity to enhance transaction quality and portfolio oversight

Partner with internal stakeholders including Treasury Relationship Managers (TRMs), FX, Corporate Derivatives, credit, capital markets, and operations to deliver integrated, value-added banking solutions to clients

May perform other duties as assigned

Qualification

Credit underwritingPortfolio managementCredit structuringBank products knowledgeCommunication skillsClient relationship managementRisk assessmentFinancial reporting

Required

Minimum 5 years of credit and portfolio management experience in Corporate/Commercial segments

Ability to lead all the credit aspects of deal transactions and portfolio monitoring

General Knowledge of Bank products and services and key stakeholders

Excellent verbal and written communication skills

Bachelor's degree is required

Structure and underwrite new deals, renewals, modifications

Act as key facilitator and contact point for internal and external stakeholders, including being the primary contact point for client's credit inquiries

Utilizing internal resources as appropriate and be responsible for resolution of situation, or escalating if necessary

Ensuring timely communication with clients as issues are addressed/resolved

Perform specific reporting for the GTP team

Update CASH with spreads of financials as needed

Monitor assigned credit facilities and the respective client relationship

Be the primary contact for credit audit or credit compliance activities

Oversee and ensure the accuracy of credit underwriting

Review loan documents for accuracy

Support credit structuring and approval for standalone FX and derivative products

Ensure delivery of EWB products