Altisource · 1 month ago
Director of Credit Policy and Underwriting Operations - Granite
United States, United States, United States
Full-time
Onsite
Mid, Senior Level
7+ years expAltisource is a dynamic organization at the forefront of construction and mortgage lending innovation. The Director of Credit Policy and Underwriting Operations for Granite Risk Management is responsible for client management, leading credit policy development, underwriting operations, and ensuring compliance with various standards across lending programs.
Financial ServicesMarketplaceReal Estate
Responsibilities
Design and implement scalable processes for pre-close reviews, draw management, and funds disbursement
Lead cross-functional teams to ensure timely and compliant loan closings
Develop and maintain SOPs for underwriting, risk assessment, and post-close monitoring
Oversee risk evaluation protocols for construction and renovation loans, including borrower vetting, project feasibility, and collateral analysis
Ensure compliance with internal policies and external regulations
Collaborate with legal and compliance teams to manage operational risk exposure
Draft and implement construction and renovation loan credit policies in alignment with agency and investor guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA, GNMA)
Develop loan-level underwriting criteria, including borrower eligibility, builder acceptance, collateral requirements, and fund control standards
Translate regulatory and investor requirements into practical operational guidelines
Review and refine risk matrices, appraisal criteria, and budget feasibility methodologies
Provide training and documentation support to lender credit and underwriting teams
Serve as a senior point of contact for clients during onboarding and throughout the loan lifecycle
Represent the company at industry events and client meetings
Build and mentor a team capable of client-facing interactions and operational excellence
Recruit, train, and manage a high-performing operations team
Foster a culture of accountability, urgency, and continuous improvement
Identify and develop future leaders within the operations function
Qualification
Required
7+ years of experience in credit policy, underwriting, or credit risk management (construction or renovation lending strongly preferred)
Proven leadership experience in a high-volume lending environment (e.g., private money lenders)
Deep knowledge of agency and government credit guidelines (Fannie Mae, Freddie Mac, FHA, VA, USDA)
Strong background in loan program development, credit documentation, and risk assessment frameworks
Ability to interpret investor guidelines, create credit matrices, and write clear, actionable credit standards
Exceptional analytical, writing, and communication skills
Comfort interacting directly with lender executives, compliance teams, and underwriters
Background in Finance, Business Administration, or related field
Proficiency in MS Office (Excel, Word, PowerPoint); Encompass or LOS familiarity a plus
Preferred
Experience with both residential and commercial (multi-unit) lending preferred
Advanced credentials preferred
Benefits
401k plans with company matching – we want to empower you to further your career, and prepare for retirement!
Comprehensive Medical, Dental, and Vision insurance plans
Tax-free Flexible Spending Account
Life insurance, short-term, and long-term disability
Wellness/EAP Programs
Paid holidays, plus 19 days of accrued PTO for a total of 28 paid days off per year!
Paid Parental Leave
Company
Altisource
Altisource is a global provider of real estate, mortgage, and technology solutions for the financial services and real estate industries.
1001-5000 employees
Funding
Current Stage
Public CompanyTotal Funding
$30M2025-02-20Post Ipo Debt· $12.5M
2023-09-08Post Ipo Equity· $17.5M
2009-08-14IPO
Leadership Team
William B. Shepro
Chairman and CEO
Michelle Esterman
Chief Financial Officer
Recent News
2025-12-16
2025-10-29
Altisource Portfolio Solutions S.A.
2025-10-28
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