First Citizens Bank · 1 month ago
Managing Director Underwriter Port Manager MMB
Multiple
Full-time
Onsite
Senior Level, Lead/Staff
10+ years expFirst Citizens Bank is a financial institution focused on Middle Market Banking operations. The Managing Director, Underwriting Portfolio Manager is responsible for leading and developing operations, creating business strategies, and managing underwriting and portfolio management activities.
BankingInsuranceLendingPaymentsWealth Management
Responsibilities
Strong middle market finance experience with both privately-held and public companies, thorough understanding of credit analysis, financial modeling, structuring, guarantor analysis, deal terms and the ability to communicate credit recommendations with senior management
Deep credit product knowledge ranging from senior secured lending with recourse to owner-occupied real estate, and enterprise value financings
Responsible for managing Middle Market Banking (MMB) Underwriting & Portfolio Management activities, processes (excluding reporting), and related personnel for the group
Collaborate with the MMB Business Unit Head, Relationship Managers and Credit Partners on evaluation and assessment of prospective relationship-oriented credit opportunities:
Interface effectively with key partners:
MMB Relationship Specialist team to coordinate collection of reporting information from clients and prospects as well as other client facing activities
Lending Middle Office’s MMB coverage team for new deal closing and material amendment booking and AML/KYC activities
Oversee deal vetting, structuring, term sheet issuance, Credit Approval Memo quality, loan document negotiation, approval and closing, and post-close loan modifications, extensions, portfolio monitoring, and ensuring risk rating accuracy
Run / coordinate the underwriting process from initial client discussions, all the way through closing, including working closely with relationship managers, underwriting team, credit partners, middle office team, compliance managers and legal counsel
Actively participate in all credit approval request meetings with MMB SCO’s and/or MMB CCO
Propose revisions as needed to the Middle Market Banking Credit Standard
Advise leadership of adverse borrower developments in a timely manner
Manage periodic Portfolio Management deliverables as required, including quarterly portfolio reviews, as well as Audits, Exams, and Ad-hoc requests
Interface with Borrowers, Agent Banks, and Third Party Intermediaries
Interaction with Regulatory Agencies and FCB Senior Management
Travels to and meets with all regional MMB teams 2-3 times per year
Ensures professional development and training for all UW/PM colleagues
Possesses a player-coach mentality and knows how to balance team/individual empowerment versus direct involvement
Qualification
Required
Bachelor's Degree and 10 years of experience in Credit Analysis, Portfolio Management, Credit Underwriting, Risk Management OR High School Diploma or GED and 14 years of experience in Credit Analysis, Portfolio Management, Credit Underwriting, Risk Management
Preferred
Bachelor's or Master's degree in Business, Economics or Finance, Accounting or MBA
Completed courses relevant to business and financial analysis
15+ years of Middle Market and/or Mid-Corporate Banking UW & PM experience
Demonstrated effective leadership of teams in multiple locations nationwide
Completion of a formal credit training program
10 years of banking experience at a Large Financial Institution (LFI)
Benefits
Benefits are an integral part of total rewards and First Citizens Bank is committed to providing a competitive, thoughtfully designed and quality benefits program to meet the needs of our associates.
Company
First Citizens Bank
First Citizens Bank provides banking services, essential business and professional services, wealth management capabilities, and more.
10001+ employees
H1B Sponsorship
First Citizens Bank has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (126)
2024 (115)
2023 (249)
2022 (53)
2021 (12)
2020 (9)
Funding
Current Stage
Public CompanyTotal Funding
$33M2021-05-07Post Ipo Debt· $10M
2018-08-29Post Ipo Debt· $23M
1986-10-31IPO
Leadership Team
C
Craig Nix
Chief Financial Officer
Samantha Bureau - Johnson
SVP & Director, Customer Contact Center
Recent News
2026-01-13
2026-01-06
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