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Citizens · 1 month ago

Commercial Operations Loan Closer II

One Citizens Bank Way, Johnston, RI, 02919, US

Full-time

Hybrid

Entry Level

1+ years exp

Citizens is a company that works together to support various industries and consumers. As a Commercial Operations Loan Closer II, you will ensure that complex loans are closed and documented according to the bank's policies, while managing a pipeline of transactions and maintaining compliance with regulations.

BankingCredit CardsFinancial ServicesFinTechRetail

H1B Sponsor Likely

Responsibilities

Knowledge of Federal regulations, loan documentation terms and conditions including credit agreements, notes, guarantees, and collateral is required as you will act as a gate keeper for certain compliance and reporting requirements

Responsible for ensuring loans are closed and documented in accordance with the Citizens credit approval procedure

Accurately booking the loan to the loan accounting system

Successfully manage a loan pipeline of 25-30 transactions; communicating clearly and timely to partners and customers on status and conditions

Perform appropriate due diligence tasks, review operational risk components, and ensure conditions precedent are met prior to closing or funding a loan

Effectively work with sales partners, customers, legal counsel, and third parties to clear all pre-closing conditions including environmental reports, appraisals, flood determinations, lie positions and title work

Reconcile Loan Accounting Recon account for assigned loans

Manage and clear post-closing legal documentation exceptions in compliance with bank policy

Implement effective controls and proactively initiate action over key client indicators and managing loan closings within established Key Performance Indicators (KPI's)

Provides exceptional customer service while adhering to Bank policies and controls and regulatory requirements

Mitigate operational and reputational risk

Qualification

Commercial lending experienceLoan documentation knowledgeCustomer service skillsTime management skillsOrganizational skillsAFS experienceLaser Pro experienceCommunication skillsProblem-solving skillsTeam-oriented

Required

1-3 years of relevant experience in a business/commercial lending environment

Exceptional customer service and communication skills

Highly motivated and team oriented

Ability to manage and resolve moderately complex problems

Excellent time management skills with the ability to effectively manage a pipeline of credits, independently prioritizing activities

Strong organizational skills with the ability to manage multiple priorities in a time sensitive environment while maintaining service level agreements

Preferred

Experience with AFS and Laser Pro are a plus

Company

Citizens

Glassdoor3.6

At Citizens, we recognize that the journey to accomplishment is no longer linear and that individuals are made of all they have done and all they are going to do.

Founded in 1828

Providence, Rhode Island, USA

10001+ employees

https://www.citizensbank.com/

H1B Sponsorship

Citizens has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

Distribution of Different Job Fields Receiving Sponsorship

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Trends of Total Sponsorships

2020 (1)