Attain Finance · 3 months ago
Sr. Manager, Credit Risk
United States
Full-time
Remote
Senior Level, Lead/Staff
$150K/yr - $185K/yr
8+ years expAttain Finance is a leading consumer credit lender with over 50 years of expertise in providing credit solutions across the U.S. The Sr. Manager, Credit Risk will develop strategies to improve loan portfolio performance, analyze credit trends, and lead projects to enhance credit risk oversight and decision processes.
CreditFinancial ServicesLending
Responsibilities
Develop credit risk strategies and enhancements for the assigned loan portfolio to improve performance (reduced defaults, increased receivables and/or revenue)
Provide design and monitoring for credit risk oversight framework including development of credit risk appetite, risk metrics thresholds, and limits
Proactively analyze portfolio performance at the granular level using bureau data, cash flow data, and transactional data to identify emerging credit trends and conduct root-cause analysis and isolate key performance drivers
Conduct A/B tests to reduce credit risk, improve customer experience, and optimize profitability on acquisition initiatives
Lead projects independently and perform ad hoc analysis as needed
Operate as the subject matter expert in credit decision processes to support cross-functional teams and partner with stakeholders to ensure understanding of changes to risk factors and the underwriting/ credit decisioning flow
Support Leadership in preparing reports and documentation for regulatory reviews and audit activities
Interface with Modeling/Scoring team to deploy risk strategies based on new models to improve effectiveness of the model deployment process
Develop and enhance the reporting structure for assigned markets/products and channels. This includes developing/modifying scoring datasets/warehouse and developing monitoring reports for use in performance tracking
Utilize relational database and/or analytical programs to create data for analysis and monitoring of strategies and models
Forecast impact of strategy changes on key business performance metrics such as revenues, balances and losses
Effectively coach and support teammates to identify actionable insights, suggest recommendations, and influence the direction of the business
Directly supervise one or more credit risk professionals
Qualification
Required
BS or higher in a quantitative discipline (Statistics, mathematics, quantitative social science, operation management, finance, physics, ) or equivalent working experience
8+ years of professional experience in credit risk analytics. Strong knowledge in Financial Services with emphasis on risk management/analytics of open-end products
Advanced experience in SQL, SnowFlake, or relational databases
Solid analytical skills and an understanding of how to utilize data to target improvements, solve problems, and provide data-driven insights
Strong business acumen with ability to translate analytical efforts to business results
Strong organization skills and the ability to communicate effectively, both verbally and in written
Exceptional problem-solving skills and ability to work effectively with minimal supervision
Comfortable working both independently and in a team environment
Preferred
Working knowledge in Python, SAS, R, or other analytical tools preferred
Experience in Tableau, Sigma, Power BI, or other data visualization tools preferred
Benefits
Flexible Paid Time Off Program
Medical
Dental
Vision
Life Insurance
Disability
Other voluntary coverages
401k program, starting on the first of the month following 30 days of employment with a company match
Company
Attain Finance
Attain Finance offers consumer credit lending and personal loan services through multiple brands in the U.S. and Canada.
1001-5000 employees
H1B Sponsorship
Attain Finance has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (7)
2024 (10)
2023 (3)
2022 (6)
2021 (6)
2020 (5)
Funding
Current Stage
Late StageTotal Funding
$130MKey Investors
Citizens Bank
2025-09-30Debt Financing· $130M
Recent News
Lane Report | Kentucky Business & Economic News
2025-10-29
2025-10-20
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