Octane® · 5 days ago
Credit Specialist - Analyst
Irving, TX
Part-time
Onsite
Entry Level
1+ years expOctane is unlocking the power of financial products for merchants and consumers. As part of the Credit Operations team at Roadrunner Financial, the Credit Specialist - Analyst will be responsible for the loan verification process, ensuring compliance with company policies and guidelines while providing excellent customer service.
CreditFinancial ServicesFinTechLending
Responsibilities
Perform accurate credit investigation analysis, verifications and audits to complete funding processes within assigned deliverable standards
Ensure all credit decision requirements, document and/or stipulations are followed according to company policies and guidelines
Collect and accurately review and verify applicant's personal information and financial records for the loan in an efficient and timely manner while adhering to company policies and underwriting guidelines
Analyze the information on the loan application against various lending standards to determine if the loan applicant should receive the loan amount requested and closely inspect application documentation for suspicious or fraudulent activity
Operate as quickly and effectively, while mitigating risk at the same time, to ensure quick response time for Dealer partners with the ability to multitask, prioritize, and manage a large volume of tasks while providing excellent customer service and strong attention to detail
Perform manual fraud reviews in order to detect fraudulent applications
Investigate any discrepancies within the review process utilizing all tools and resources provided
Make outbound and receive incoming calls to and from consumers for identity verification purposes
Identify potential fraud based on red flags and escalate for further review
Understand all of the various loan programs, platform functionality, and proprietary decisioning engine/mode while being able to provide thorough explanations of declines; and corresponding DTI & PTI caps
Collaborate with various teams and departments ensuring a high level of communication
Have a basic understanding of our regression model as it pertains to loan decisioning and loan terms
On occasion, communicate externally with our Dealership partners in regards to the status of reviewed loan applications including both inbound and outbound Dealership and Customer calls/texts
Qualification
Required
At least 1-2 years of experience in Loan Processing, Underwriting, or Funding. Preferably in the auto or powersports industry
High School or equivalent degree
Must be able to work every Saturday and be flexible to work any shift during our hours of operation; 9am - 10pm EST
Able to work well under pressure to meet daily and monthly goals while passing quality assurance audits and dealer feedback responses, and consistently meeting all SLAs
Able to prioritize and execute tasks using multiple tools at any given time: Salesforce, Slack, e-mail, Google Sheets, and proprietary LOS
Strong work ethic and high attention to detail
Must have a basic understanding of loan processing and be familiar with all documents required for loan funding
Benefits
Robust Health Care Plans (Medical, Dental & Vision)
Up to 20 Days PTO (Accrued)
Generous Parental Leave
Retirement Plan (401k with Company Match)
Educational Assistance/Tuition Reimbursement up to $3K/year
Powersports Safety Benefit
Wellhub (Gympass) Wellness Benefit
Company
Octane®
Octane® is revolutionizing recreational purchases by delivering a seamless, end-to-end digital buying experience.
501-1000 employees
H1B Sponsorship
Octane® has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (13)
2024 (4)
2023 (2)
2022 (13)
2021 (10)
2020 (5)
Funding
Current Stage
Late StageTotal Funding
$4.31BKey Investors
Valar VenturesRoadrunner FinancialMoore Capital
2025-12-15Series F· $50M
2025-12-15Secondary Market· $50M
2025-12-02Debt Financing· $219M
Leadership Team
Jason Guss
CEO
Mark Davidson
Co-Founder & Chief Revenue Officer
Recent News
2026-01-08
2025-12-27
Company data provided by crunchbase