MAX Credit Union · 2 months ago
East Alabama Mortgage Originator (Dadeville, Auburn, Opelika, and Tallassee)
Auburn, AL
Full-time
Onsite
Mid Level
$6,000/mo - $6,000/moMAX Credit Union is committed to simplicity, integrity, and hospitality in banking. As a Mortgage Originator, you will drive the growth of mortgage services by building relationships and guiding members through the mortgage process.
FinanceFinancial ServicesInsuranceLending
Responsibilities
Aggressively generates mortgage loan volume through external sales efforts, targeting realtors, builders, developers, and other referral sources. Cultivates new relationships while deepening existing partnerships to build a sustainable business pipeline
Identifies and capitalizes on market trends and competitor weaknesses. Creates and executes localized business and marketing strategies to meet aggressive growth targets
Consistently meets with clients and referral sources to assess financial needs and present MAX’s mortgage solutions. Clearly articulates product features, benefits, and unique value propositions to close deals and win loyalty
Maintains expert-level understanding of conventional, FHA, VA, and other government lending guidelines, as well as MAX Credit Union’s mortgage processes, policies, and procedures
Takes ownership of the business development process. Surfaces new opportunities, initiates contact, and closes deals with confidence and precision
Interviews and counsels members/borrowers regarding all Mortgage Services products and services, identifying needs and recommending solutions
Initiates loan applications and pre-qualifications; ensures accurate delivery of all regulatory disclosures in a timely, compliant manner
Attends loan closings and provides world-class service to both consumers and referral partners. Acts as the primary contact and problem-solver throughout the mortgage process
Provides holistic financial solutions that align with both client needs and organizational goals. Uses strong negotiation skills to deliver win-win outcomes
Attends mortgage meetings and completes all required mortgage training and certifications. Stays current with federal lending regulations, including Community Reinvestment Act and Fair Lending requirements
Maintains a member first mindset
Upholds core values and builds team member and customer relationships
Completes all training as required
Performs other duties as assigned
Qualification
Required
Expert-level understanding of conventional, FHA, VA, and other government lending guidelines
Understanding of MAX Credit Union's mortgage processes, policies, and procedures
Strong negotiation skills
Ability to generate mortgage loan volume through external sales efforts
Experience in building and maintaining relationships with realtors, builders, developers, and other referral sources
Ability to assess financial needs and present mortgage solutions
Experience in initiating loan applications and pre-qualifications
Knowledge of regulatory disclosures and compliance
Ability to provide world-class service to consumers and referral partners
Ability to deliver holistic financial solutions that align with client needs and organizational goals
Willingness to attend mortgage meetings and complete required training and certifications
Current knowledge of federal lending regulations, including Community Reinvestment Act and Fair Lending requirements
Commitment to a member first mindset
Ability to uphold core values and build relationships with team members and customers
Benefits
Comprehensive health and dental coverage
200% employer 401k match!
Access to pharmacy and wellness programs
Supportive work environment with recognition for outstanding service
Company
MAX Credit Union
MAX Credit Union is a financial service firm offering loans, insurance, wealth management and such other services.
Founded in 1955
201-500 employees
Funding
Current Stage
Growth StageLeadership Team
Martin Head
President & CEO
Michael Hart
EVP/COO
Recent News
2022-05-27
Company data provided by crunchbase