Investar Bank, National Association · 2 months ago
Chief Credit Officer
Investar Bank, National Association is seeking a Chief Credit Officer responsible for the Bank’s overall credit quality and loan portfolio risk management. The role involves setting credit policies, overseeing the loan portfolio, ensuring regulatory compliance, and developing strategies to support the Bank's lending goals.
BankingFinancial ServicesVenture Capital
Responsibilities
Maintain, enhance, and enforce the Bank’s credit policies and procedures to ensure sound underwriting practices
Maintain quality control and minimize credit losses
Ensure the Bank’s lending practices comply with applicable federal and state laws and regulations
Coordinate with internal and external auditors, loan review, and regulatory agencies regarding review of lending practices and compliance with banking and policy regulations
Oversees the loan approval process, including reviewing and approving complex or large loans, loan structure collaboration with Banking teams, and administration of the Special Assets loan workout process
Contributes to the Bank’s overall business strategy as a member of the executive team through the alignment of credit risk with business objectives
Monitor and oversee the Bank’s loan portfolio quality, profitability, and risk level
This includes analyzation of past dues, classified assets, and concentrations in the loan portfolio
Directly prepare and assist with reporting for analysis by Executive Management, Board of Directors, Regulatory Oversight Agencies, and others as needed on the loan portfolio, credit risk, and Allowance for Credit Losses
Lead, mentor, and develop the credit and lending staff through training and guidance on policies and best practices
Ensures that own work is in compliance with all applicable laws, regulations, policies and guidelines
All other duties as assigned
Qualification
Required
Bachelor's degree required
Extensive managerial experience in commercial, small business, commercial real estate and consumer lending is necessary
Broad knowledge of Bank credit policies, analysis, and regulatory practice
10+ years of relevant experience with a large Commercial Bank
Excellent leadership, communication, and negotiation skills
Proficiency in risk management, banking procedures, portfolio management, and regulatory compliance
Strong analytical and financial analysis skills
Must possess effective communication and presentation skills
Must be proficient at Power Bi and MS Office products such as Excel, Word, and PowerPoint
Ability to work under stress and meet deadlines
Ability to operate a keyboard if required performing the essential job functions
Ability to read and interpret a document
Ability to travel if required to perform the essential job functions
Ability to lift/move/carry approximately twenty pounds if required to perform the essential job functions
Preferred
MBA or Masters in a business-related field (finance, business economics)
Experience with nCino and CECL modeling
Previous experience as a commercial or commercial real estate banker
Company
Investar Bank, National Association
Some may call it exceptionally brilliant, but to us, it’s just banking the way it should be.
Funding
Current Stage
Public CompanyTotal Funding
$107.5M2025-07-01Post Ipo Equity· $32.5M
2022-04-19Post Ipo Debt· $20M
2019-12-20Post Ipo Equity· $30M
Leadership Team
Recent News
2025-10-20
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2025-09-18
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