SoFi · 2 days ago
Staff Data Scientist - Loss Forecasting & Portfolio Analytics
San Francisco, CA
Full-time
Hybrid
Senior Level, Lead/Staff
$154K/yr - $264K/yr
7+ years expSoFi is a next-generation financial services company transforming the way people interact with personal finance. The Staff Data Scientist will be responsible for forecasting losses across various lending products, developing quantitative and machine learning models, and collaborating with multiple business units to provide insights and improve forecasting accuracy.
CreditCredit CardsFinancial ServicesFinTechLendingWealth Management
Responsibilities
Develop loss projections for SoFi’s lending products, including Personal Loans, Student Loan Refinances, and Private Student Loans
Draw strategic insights from data using statistical analysis tools to inform decisions and support SoFi’s overarching strategic goals relative to loss prevention and profit optimization. Bring new ways of thinking, data sources, technologies, and capabilities to SoFi
Develop stress testing framework using macroeconomic data to provide insights into the business and enable the company to plan proactively for economic downturns
Improve forecasting accuracy and productivity. Ensure good documentation and control of forecasting methodologies and procedures
Explore external credit data to identify trends in the market and industry
Work with Business Units, Operations, Product, Capital Markets, Finance, Accounting, and Risk partners to ensure correct loss expectations and trends of losses are communicated effectively and executed appropriately
Be inspired by dynamic leaders and our rapidly growing business. We are recruiting the best, brightest, and most passionately quantitative team members
Qualification
Required
7+ years of related experience with a Master's or PhD degree
Proven advanced analytical and technical skills in conducting sophisticated data analysis and building loss forecasting models and projections
Business acumen and work experience in the consumer lending business (loans or credit cards)
Proficient in Python, SQL & Tableau
Strong communication and presentation skills. Demonstrated ability to synthesize and communicate analysis to business partners and senior management
High motivation to drive results, eager to learn, and able to work collaboratively in a fluid environment
Prior experience in credit loss forecasting is a must
Preferred
Experience using credit bureau sandbox data
Experience in developing credit risk strategies
Company
SoFi
SoFi is a finance company that offers a range of lending and wealth management services.
1001-5000 employees
H1B Sponsorship
SoFi has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (213)
2024 (117)
2023 (131)
2022 (118)
2021 (81)
2020 (42)
Funding
Current Stage
Public CompanyTotal Funding
$12.25BKey Investors
Fortress Investment GroupPGIMQatar Investment Authority
2025-12-04Post Ipo Equity· $1.5B
2025-07-29Post Ipo Equity· $1.5B
2025-04-17Post Ipo Debt· $3.2B
Leadership Team
Anthony Noto
CEO
Jeremy Rishel
Chief Technology Officer
Recent News
dcm.com
2025-12-31
The Motley Fool
2025-12-26
2025-12-24
Company data provided by crunchbase