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First Internet Bank · 21 hours ago

Customer Due Diligence Investigations (CDDI) Analyst

Fishers, IN

Full-time

Onsite

Entry Level

1+ years exp

First Internet Bank is dedicated to innovation in banking, operating entirely online since 1999. The Customer Due Diligence Investigations (CDDI) Analyst will support the bank's financial crime prevention efforts by conducting reviews of customers to ensure compliance with regulatory standards such as the Bank Secrecy Act and Know Your Customer requirements.

BankingFinancial ServicesInternet

Growth Opportunities

Responsibilities

Conduct CDD reviews on new and existing customers to assess potential risks in accordance with KYC and OFAC regulations

Analyze complex ownership structures, sources of funds, geographic exposure, and business activities to determine risk and identify red flags or escalation needs

Review and validate customer documentation for completeness, accuracy, and compliance with internal policies and regulatory standards

Monitor customer transactions and account activity to detect unusual or potentially suspicious patterns; escalate findings to AML Investigations as appropriate

Collaborate with relationship managers, operations, and compliance teams to resolve due diligence issues and ensure a risk-based approach to onboarding and reviews

Maintain detailed, accurate, and audit-ready documentation of due diligence findings and decision rationales

Stay current on regulatory developments, industry best practices, and emerging risks related to financial crime compliance

Support audit and regulatory examination activities by providing documentation and subject-matter input as needed

Assist in developing and delivering training or guidance to internal stakeholders on CDD/KYC processes, policy updates, and quality standards

Perform other duties as assigned

Qualification

KYCCDDFinancial crimes complianceAnalytical skillsMicrosoft OfficeResearch tools proficiencyCommunication skillsProblem-solving skills

Required

A bachelor's degree in finance, business, criminal justice, or related field required. Commensurate work experience will also be considered

A minimum of one year of experience in KYC (CIP/CDD), financial crimes compliance, or customer onboarding within a banking or financial services environment required

Knowledge of customer risk due diligence best practices required

Exceptional analytical, problem-solving, and communication skills

Proficiency in research tools, data systems, and Microsoft Office applications