First State Community Bank · 22 hours ago
Loan Officer (56072)
First State Community Bank is seeking a motivated individual with a positive outlook and strong work ethic to fill the role of Loan Officer. In this position, you will connect people to tailored loan solutions, assist in business development, and manage a quality loan portfolio consisting of consumer, real estate, and commercial loans.
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Responsibilities
Establish, develop and maintain relationships with key partners in the community (e.g. Realtors, Tax Professionals, Developers, etc.)
Provide prompt, courteous attention to all customers to meet their financial needs
Coordinate interaction between borrower and all other parties involved, keeping customers updated throughout the process
Ability to work independently, under pressure and against time deadlines
Keen attention to detail as it relates to loan applications, loan processing, new regulations, bank policies and procedures
Proactive communication with account holders with loans in arrears
Understand all compliance aspects of lending HMDA, RESPA, Fair Lending, Reg B, Reg O, Flood Determination, Reg Z, CRA, etc
Demonstrated abilities in the areas of problem-solving, analysis, and time management
Keep up with all compliance aspects of banking BSA, Privacy, OFAC, Security, Reg CC, Reg DD, Reg E, Patriot Act, etc
Qualification
Required
Strong decision making skills required
Attention to detail is a necessity
Exceptional customer service skills required
Must possess ability to maintain high productivity in unstructured work environment
Preferred
College Degree preferred
Prior sales experience preferred
Proficient & timely communicator; in-person, phone, electronic
Benefits
Competitive pay and benefits package - with variable compensation program based on team performance
401(k) with generous employer match benefit
Company
First State Community Bank
First State Community Bank is a bank that provides financing solutions, merchant payment solutions, and deposit services.
Funding
Current Stage
Late StageRecent News
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