Glatfelter Insurance Group · 1 month ago
Sr. Liability Claims Adjuster
Glatfelter Insurance Group is a leading managing general agency in the U.S. seeking a full-time Sr. Liability Claims Adjuster to join their Claims Management team. The role involves direct handling of commercial auto and general liability claims, requiring investigation, evaluation, and resolution of complex liability claims while providing exceptional customer service.
Financial ServicesInsurance
Responsibilities
Handles and/or monitors registration and coverage verification of claims
Handles and /or directs the investigation, negotiation and disposition of claims as the claim dictates within authority limits. Knows or finds out who to contact to get information needed
Checks extra sources or takes additional steps to obtain and verify information or resolve ambiguities
Demonstrates proficiency in developing targeted questions to obtain specific information when contacting and interviewing all involved parties
Evaluates claims and reserves claims within authority limits. Independently gathers documentation to evaluate damages
Settles claims promptly and equitably utilizing various settlement techniques such as ADR. Obtains releases
Authorizes and/or issues checks
Identifies and reviews potentially serious cases with management; prepares and presents recommendations, including settlement versus defend-through-trial recommendations to coverage/reserve/settlement committees
Maintains a working diary system
Prepares reports to management, agents and bureaus as directed by management
Shares responsibility of selecting, monitoring and managing the network of independent vendors necessary to efficiently and effectively handle claims on a nationwide basis
Handles the timely assignment of independent vendors and assures efficient and cost effective use of vendors
Shares responsibility of selecting, monitoring and managing outside legal providers for pre-litigation and litigation needs, and aggressively and effectively implements litigation management practices
Attends mediations, hearings and trials as assigned by management
Interprets and forms opinion on coverage. Considers positions of all interested parties within intent of policy and program
Issues coverage letters. Approval of coverage letters to be obtained as per procedures established by management
Informs claimant, insured or attorney of denial of liability and justifies denial when applicable
Ensures prompt and proper disposition of claims with assistance of a meaningful diary system
Recognizes, investigates and aggressively pursues recovery or contribution possibilities
Identifies claims with suspicious characteristics and manages fraud investigation
Reviews losses with reinsurance carrier as required
Represents GIG and GCM through continuous countrywide contact with insured, carriers, agents, claimants, attorneys, vendors, etc
Performs other duties as required by management
Qualification
Required
Bachelor's degree or equivalent transferrable industry experience required
Must hold current state adjusting licenses or pass licensing exams within an aggressive period of time
Ability to read and interpret insurance policies and make appropriate decisions grounded on those interpretations
Advanced knowledge of insurance coverage and procedures
Must have or obtain knowledge of GCM workflow and procedures and GIG products and services on a fast track basis
Well developed and practiced negotiation skills
Ability to communicate effectively, both orally and in writing
Must have or obtain a working knowledge of a PC and related departmental equipment, systems and software within an accelerated period of time
Must speak clearly and exhibit the ability to reason and impart information to others
Must be imaginative, innovative, self-motivated and able to make sound, rational decisions
Able to cope with constant interruptions while maintaining a high level of composure and concentration in difficult and complex situations
Uses analytical ability and independent judgment within guidelines established by management
Objective in identifying loss exposures and translating them to fair, equitable settlements
Ability to compose letters and reports explaining complex issues
Must be able to prioritize daily tasks and manage one's own time
Takes the initiative to continue professional development. Should have attained or be working on AIC designation
Demonstrates leadership in team process and contributes to improvements and the overall success of the assigned team to achieve unit, department and company goals
Preferred
5+ years of liability litigation claims experience or equivalent litigation practice preferred
AIC designation and litigation management experience preferred
Benefits
17 paid holidays, (which includes a personal holiday and mental health and wellness day)
Variety of leaves for personal, health, family, and volunteer needs
Tuition reimbursement program for eligible associates