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F.N.B. Corporation · 1 month ago

Assistant Manager of Consumer Loan Underwriting

Pittsburgh, PA

Full-time

Onsite

Mid, Senior Level

7+ years exp

F.N.B. Corporation is a financial institution seeking an Assistant Manager of Consumer Loan Underwriting. This role is responsible for leading a team of Loan Underwriters, analyzing loan applications, and ensuring compliance with lending policies while maintaining high-quality service.

BankingFinanceFinancial Services

H1B Sponsor Likely

Responsibilities

Reviews loan applications from consumers and small businesses within the Bank’s delivery channels or directly through dealer channels to evaluate a degree of risk involved and determines the acceptance of applications

Verifies all application information for accuracy and completeness though validation of loan data against documentation provided

Develops and administers a portfolio of loans by analyzing applications and credit reports obtaining approval for loans that are underwritten within established lending limits

Evaluates the quality of credit applications in order to originate a profitable loan portfolio, protect the Bank from loss and to provide the highest quality of service to deliver best in class loan fulfillment services

Meets or exceeds the Bank’s credit quality, profitability, growth and service objectives without compromising quality according to established guidelines and procedures and measured by an acceptable delinquency ratio, net charge-off and growth goals in order to originate a profitable portfolio

Develops partnerships with loan processors and Bank branch personnel to improve overall customer satisfaction

Maintains the customer relationships that were developed by the loan originators including Bank branch personnel and the Business Development and Underwriter and the Loan Underwriters 1 and 2

Acts as a primary credit decision entity for loans in the department and provides leadership and guidance to developing Underwriters

Typically, the incumbent has a higher level of lending authority

Resolves customer and branch complaints or problems by investigating the complaint including obtaining facts, documenting information and proposing solutions that comply with government regulations and are in accordance with established policies and procedures timely and courteously in order to ensure an equitable settlement of the complaint or problem

Performs operational duties such as ensuring lien perfections and insurance protection and analyzing credit reports according to established loan policies and procedures and in a timely manner to protect the Bank from loss and ensure compliance with established in-house and regulatory requirements

Provides feedback to management for year end reviews based on observations made while reviewing Retail Lending Underwriter 1 and 2 loan requests that are over their lending authority

Assists in training of new Underwriters and on-going training for existing Underwriter

Fills in when management is out of the office

Assists in the engagement of a diverse staff to optimize profitability balancing volume and credit adherence and risk management

Performs other related duties and projects as assigned

Qualification

Loan UnderwritingRisk ManagementCustomer ServiceAnalytical SkillsMS WordMS PowerPointCommunication SkillsDetail-orientedOrganizational SkillsInterpersonal Skills

Required

BA or BS

7 years of job-related experience

Excellent communication skills, both written and verbal

Excellent customer service skills

Detail-oriented

Ability to work and multi-task in a fast-paced environment

Excellent organizational, analytical and interpersonal skills

MS Word - Basic Level

MS Word - Intermediate Level

MS PowerPoint - Basic Level

Company

F.N.B. Corporation

Glassdoor3.9

F.N.B. Corporation (NYSE: FNB) is a diversified financial services company headquartered in Pittsburgh, PA.

Founded in 1864

Hermitage, Pennsylvania, USA

1001-5000 employees

https://www.fnb-online.com

H1B Sponsorship

F.N.B. Corporation has a track record of offering H1B sponsorships. Please note that this does not guarantee sponsorship for this specific role. Below presents additional info for your reference. (Data Powered by US Department of Labor)

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2025 (5)

2024 (2)

2023 (3)