Bank of China USA · 4 weeks ago
Credit Risk Management Department-General Corporates C&I AVP/VP
New York, NY
Full-time
Onsite
Mid Level
$65K/yr - $230K/yr
3+ years expBank of China USA is one of the largest banks in the world, and they are seeking an AVP/VP for their Credit Risk Management Department. The role involves conducting credit risk evaluations, updating policies, and managing the loan portfolio to ensure asset quality.
Banking
Responsibilities
Conduct credit risk evaluations and make recommendations in conformance with Bank’s risk appetite and policies
Implement credit process controls to monitor and maintain the asset quality of the US Branches loan portfolio
Prepare portfolio reporting and other reports
Update Credit Risk Policies and Procedures to reflect changes in internal and regulatory guidelines
Conduct relevant industry and product research for presentation to management
Evaluate and analyze borrowers’ creditworthiness on assigned proposals and prepare in-depth analysis
Analyze all aspects related to credit requests submitted by business units, including but not limited to facility structure, historical and projected financial performance, management, industry, market conditions, and third party reports in timely fashion
Independently challenge and critique business units’ credit proposals and document key points accordingly
Articulate the credit risk view with respect to the bankability of credit proposals and their conformity with Bank policies and procedures
Provide comments/recommendations on key terms and conditions, approval conditions, policy exceptions, internal risk rating, and ongoing post-lending monitoring requirements
Assist business units’ account officers with loan structuring, loan exposure management, and on-site due-diligence, where appropriate
Independently conduct annual and/or quarterly reviews of existing credits as required by Bank Policy
Monitor industry trends and assess impact of industry and/or client specific negative news from a portfolio perspective
Conduct exception and pipeline management
Cultivate relevant industry knowledge, particularly for assigned loan portfolio
Deepen knowledge of banking products and regulatory requirements
Demonstrate initiative to acquire necessary knowledge (industry, products, market conditions, policies and procedures) to perform job function
Demonstrate progression in learning and application of concepts learned
Qualification
Required
Bachelor's degree in Finance/Accounting/Economics required
At the AVP level, minimum 3 years of C&I Corporate Credit Risk / Underwriting experiences
At the VP level, minimum 7 years C&I Corporate Credit Risk / Underwriting experiences
Demonstrate strong knowledge in Financial analysis and modeling, Credit Risk Management, and C&I industry
Preferred
MBA preferred
Mandarin (verbal and written) skill preferred
CFA/FRM or CFA/FRM candidate preferred
Company
Bank of China USA
Bank of China (BOC) is one of the largest banks in the world, with more than $3 trillion in assets and a footprint that spans over 60 countries and regions.
501-1000 employees
H1B Sponsorship
Bank of China USA has a track record of offering H1B sponsorships. Please note that this does not
guarantee sponsorship for this specific role. Below presents additional info for your
reference. (Data Powered by US Department of Labor)
Distribution of Different Job Fields Receiving Sponsorship
Represents job field similar to this job
Trends of Total Sponsorships
2025 (57)
2024 (46)
2023 (52)
2022 (67)
2021 (36)
2020 (69)
Funding
Current Stage
Late StageLeadership Team
Peter J Reisman
Managing Director, Chief Communications Officer
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