Plata Schott Law · 1 month ago
CECL / IFRS 9 Provisioning Owner
Worldwide
Full-time
Onsite
Senior LevelPlatacard is seeking a highly technical and resilient professional to lead their CECL and IFRS 9 provisioning framework within the Integrated Risk Management team. This role is crucial for IPO readiness and financial reporting integrity, focusing on enhancing the impairment provisioning process under US GAAP and IFRS standards.
Law Practice
Responsibilities
Lead calculation and planning of the Allowance for Credit Losses (ACL) under CECL and IFRS 9, ensuring accuracy, consistency, and compliance with accounting and regulatory standards
Act as the primary point of contact for all audit and regulatory reviews related to impairment provisioning; clearly communicate methodologies, assumptions, and results to internal and external stakeholders
Maintain and continuously refine the methodological framework to ensure processes are data-driven, transparent, and fully documented
Partner with IT and Internal Controls teams to design, implement, document, and operate key financial controls supporting the COSO-compliant impairment process
Lead the CECL/IFRS 9 Governance Committee, preparing materials, presenting results, and ensuring key decisions and approvals are formally recorded
Support Financial Reporting by providing data, disclosures, and narrative (e.g., MD&A, 10-K, S-1)
Collaborate closely with the modeling team to interpret statistical model outputs and translate them into a clear, defensible business narrative for senior management and auditors
Qualification
Required
Advanced English proficiency (written and verbal)
Deep technical expertise and hands-on experience with IFRS 9 (Impairment) and CECL (ASC 326)
Proven experience managing or reviewing Allowance for Credit Losses in banking or fintech environments
Exceptional analytical and communication skills, with the ability to translate complex model results into clear business insights
High degree of ownership, accountability, and resilience under tight deadlines (e.g., IPO or quarterly close cycles)
Preferred
Master's degree in Accounting, Finance, or a related field; FRM, CPA, ACCA, or equivalent certification preferred
Demonstrated success leading or supporting complex audit engagements (PCAOB preferred)
Understanding of the COSO framework; experience in design or testing is a plus
Familiarity with core banking or loan accounting systems is a plus
Benefits
Relocation support to Mexico with full visa & permit support to the employee and family
Flexible work: hybrid or full-time from our office in Mexico
Healthcare Coverage
Education Budget: Language lessons, professional training and certifications
Wellness Budget: Mental health and fitness activity reimbursements
Vacation policy: 20 days of annual leave and paid sick leave.
Company
Plata Schott Law
We have dedicated our careers to becoming experts in the areas that we practice: Juvenile Law, Criminal Defense, and Personal Injury Litigation.
Founded in 2014
2-10 employees
Funding
Current Stage
Early StageLeadership Team
Belkis Plata
Partner
Shannon B. Schott
Partner
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