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East West Bank · 4 days ago

SBA Portfolio Officer - Portfolio Management

San Marino, CA

Full-time

Onsite

Entry, Mid Level

$69K/yr - $120K/yr

2+ years exp

East West Bank is a premier financial institution that serves as a bridge between the East and West. They are seeking an experienced SBA Portfolio Officer to support their SBA lending initiatives through in-depth credit analysis and risk assessment of loans in the portfolio, ensuring compliance with SBA guidelines and bank credit policies.

BankingFinanceFinancial Services

Comp. & Benefits

No H1B

Responsibilities

Analyze financial statements, tax returns, and cash flow analysis for existing SBA loans

Monitoring credit risk based on financial statement analysis and covenant compliance

Perform in annual loan reviews to determine the appropriate risk rating of the portfolio

Prepare detailed credit memoranda with risk rating assessments and recommendations

Monitor borrower performance and help identify potential credit risks

Review tickler reports and follow up with borrowers to obtain outstanding financial conditions

Request for waivers with supporting documentations for financial conditions and / or covenant violations

Mail out letters requesting financials, notifying loan defaults, etc. for credit risk management

Support portfolio management and reporting activities

Ensure adherence to internal credit policies and regulatory requirements

Assist with problem loan reports to develop problem loan credit solutions

May perform other duties as assigned

Qualification

SBA loan programsFinancial analysisCommercial lendingCredit risk assessmentCash flow analysisFinancial statementsProblem-solving skillsNegotiation skillsDecision-making abilitiesCommunication skillsInterpersonal skills