Fulton Bank · 1 week ago
Loan Policy Management Specialist
United States
Full-time
Remote
Senior Level
$88K/yr - $148K/yr
7+ years expFulton Bank is committed to making a positive impact in local communities through its dedicated employees. The Loan Policy Management Specialist is responsible for developing, implementing, and overseeing the organization's loan policies and procedures, ensuring compliance with regulations and alignment with strategic objectives.
BankingFinancial Services
No H1B
Hiring Manager
Pam White
Responsibilities
Develop, implement, and regularly review loan policies and procedures covering all lending areas (e.g., consumer, commercial, real estate, etc.). Ensure policies are comprehensive, clearly written, and address all relevant risk factors. Maintain an up-to-date policy manual
Stay abreast of current and evolving lending regulations (e.g., Reg B, Reg Z, HMDA, etc.) and incorporate necessary changes into loan policies and procedures to ensure compliance. Collaborate with the Compliance department on regulatory exams and audits
Conduct periodic risk assessments of the loan portfolio and identify potential areas of weakness. Develop and implement strategies to mitigate identified risks through policy adjustments and process improvements
Develop and deliver training programs to lending staff on loan policies, procedures, and regulatory requirements. Communicate policy changes and updates effectively to all relevant stakeholders
Establish and maintain a loan review process to assess loan quality and adherence to policies. Monitor key loan portfolio metrics and identify trends that may indicate emerging risks. Report findings to senior leadership
Work closely with lending teams, credit administration, legal, and compliance to ensure alignment on lending practices and risk management strategies. Participate in loan committees and other relevant meetings
Research and stay informed about industry best practices in loan policy and risk management. Recommend and implement changes to policies and procedures to incorporate best practices
Prepare regular reports on loan portfolio performance, policy compliance, and risk trends for senior leadership and the board of directors
Participate in special projects related to lending, risk management, and strategic initiatives
Qualification
Required
Bachelor's Degree or the equivalent experience. Specialty: finance, business administration, economics, or a related field
7 or more years banking and/or finance regulatory and risk management experience
5 or more years commercial, credit and retail lending
1 or more years of presentation experience
Preferred
5 or more years Commercial and retail lending experience
2 or more years compliance and/or audit experience
Benefits
Medical plans with prescription drug coverage
Flexible spending account or health savings account depending on the medical plan chosen
Dental and vision insurance
Life insurance
401(k) program with employer match and Employee Stock Purchase Plan
Paid time off programs including holiday pay and paid volunteer time
Disability insurance coverage and maternity and parental leave
Adoption assistance
Educational assistance
A robust wellness program with financial incentives
Company
Fulton Bank
Fulton Bank strive to have a better understanding of your financial goals, are a full-service commercial bank operating 250 branches.
1001-5000 employees
Funding
Current Stage
Late StageLeadership Team
Mark DeGrandpre
VP, of Life Sciences and Technology
Atul Malhotra
Chief Risk Officer (CRO)
Recent News
2026-01-22
2025-12-18
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